Auto insurance can be complex, especially for Michigan residents. With changing laws, various coverage options, and annual assessment fees like the MCCA deficit recoupment fee, understanding the factors influencing auto insurance costs is essential. In this blog post, we will simplify the concept of the deficit recoupment fee and explain how it affects Michigan drivers' auto insurance expenses. We will explore why the fee exists, its impact on premiums, and provide insights into potential cost-saving measures.
Read MoreApril is Flood Awareness Month – a time to raise awareness of the risks of flooding and how to prepare for them. Floods can cause significant damage to homes and businesses, and it's important to be aware of the risks and take steps to protect yourself. In this blog post, we'll discuss the basics of floods, the importance of flood insurance, and how to prepare for and respond to a flood.
Read MoreCustomer service is what brought us back to TOMIA and that's what keeps us!
Bradley M. - Customer since 2001My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!
Julie H. - Customer since 2001You stood by me during my big claim a few years ago. I am a forever loyal customer.
Amy E. - Customer since 2000Alpena
514 N Ripley Blvd
Alpena, MI 49707
Local: (989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664