Alpena Office
514 N Ripley BlvdAlpena, MI 49707
Agency Principal
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Brian Bartosh CIC LUTCF
President
Phone: (989) 356-6133 Ext: 2191
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 Brian serves as President at Top O' Michigan Insurance and works from our Alpena Office.
At present, Brian is a member of Kiwanis Club of Alpena and Fremont Insurance IT Governance Committee to the Board of Directors. Brian serves as Chair of ASCnet (Applied Systems Client Network) and serves on the board of the Northern Michigan Catholic Foundation.
Brian attended Alpena Community College and studied Business Management. Brian also participated in the Michigan State University Insurance Program and attended Saginaw Valley University and studied Business Management.
Brian's core expertise includes Marketing and Workflow and Change Management.
Brian enjoys Travel, RVing and Downhill Skiing. |
Personal
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Nicole Kaiser
Client Service Agent
Phone: (989) 356-6133 Ext: 2111
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 Nicole serves as Client Service Agent at Top O' Michigan Insurance and is located in our Alpena Office and assist with our clients needs from all of our locations. |
Commercial
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Tyler Bartosh
Sales Professional
Phone: (989) 356-6133 Ext: 2103
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 Tyler serves as a Sales Professional at Top O' Michigan Insurance and works from our Alpena and Gaylord offices.
At present, Tyler is a member of Exchange Club of Alpena and serves on its board of directors.
Tyler attended Central Michigan University and studied Entrepreneurship and Professional Sales and earned a Bachelors degree in 2010.
Tyler's core expertise includes developing both commercial and personal insuarance programs. These include coverage for your home, auto, boat, farm or business. He also provides assistance with life and health coverage including disability.
Tyler enjoys playing the guitar and being outdoors, which includes golfing, running and fishing. |
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Jeanine Brink CIC CISR
Account Manager
Phone: (989) 356-6133 Ext: 2123
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 Jeanine serves as a Commercial Account Manager at Top O' Michigan Insurance and provides services to our clients throughout our servicing area.
Jeanine attended Lansing Community College and studied Business and earned an Associates degree in 1987.
Jeanine's core expertise includes voth Small and Mid-Size Business accounts.
Jeanine enjoys Boy Scouting, reading and camping. |
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Harriet Pinger CIC CISR
Commercial Account Manager
Phone: (989) 356-6133 Ext: 2122
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 Harriet serves as Commercial Account Manager at Top O' Michigan Insurance and works from Alpena.
Harriet's core expertise includes working with Select Business and Complex Commercial Accounts including Bonding.
Harriet enjoys raising and training Andalusian Horses and flower gardening. |
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David Winemiller CIC LIC
Sales Professional
Phone: (989) 356-6133 Ext: 2193
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 David joined Top O Michigan Insurance in 2000 and primarily works as an agent out of the Alpena, Mio, and Hillman Offices.
Prior to joining Top O Michigan Insurance, David was and Agent/Owner at Sovis Insurance Agency for 13 years.
At present, David is a member of St Paul Lutheran Church, Alepena Moose Lodge, Alpena Eagles, Society of CIC's, and a Licensed Insurance Counselor.
David attended Mott Community College and studied Business. He also attended Michigan State University and studied Insurance.
David's core expertise includes Commercial and Personal Lines Insurance including Farm and AgBusiness.
David enjoys Sports, hiking and hunting. He also has 10 grand children to help keep him busy. |
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August Matuzak CLU ChFC
Sales Professional
Phone: (989) 356-6133 Ext: 2197
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 Augie is a Sales Professional at Top O Michigan Insurance and works from our Alpena Office.
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Administrative Services
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Denise Bailey
Executive Assistant
Phone: (989) 356-6133 Ext: 2104
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 Denise serves as Executive Assistant at Top O' Michigan Insurance and is located in Alpena.
Denise enjoys biking, golf, watersports, wintersports and spending time with family. |
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Julie Bartosh
Administrative Services
Phone: (989) 356-6133
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 Julie serves as Administrative Assistant at Top O' Michigan Insurance and works from the Alpena Office. She also works in Hillman, Oscoda, Mio and Gaylord.
Julie attended Alpena Community College. In addition to being our Receptionist, she works with Client Service, Property Inspections and works with our Document Management system.
Julie enjoys traveling and her family. |
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Michele Palevich
Director of Administrative Services
Phone: (989) 356-6133 Ext: 2101
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 Michele serves as Director of Adminstrative Services at Top O' Michigan Insurance and is located in Alpena.
Michele attended Lake Superior State University and studied Business Management and earned a Bachelors degree in 1991.
Michele's core expertise includes Accounting and Human Resources.
Michele enjoys camping, reading, biking, health & fitness and my family. |
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Sue Zolnierek
Administrative Assistant
Phone: (989) 356-6133 Ext: 2102
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 Sue serves as Administrative Assistant at Top O' Michigan Insurance and is located in Alpena.
Sue's core expertise includes account reconcilliation, client payments and deposits.
Sue enjoys Reading, cross stitch, health & fitness and family. |
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Janice VanWagoner
Receptionist
Phone: (989) 356-6133 Ext: 2103
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 Jan serves as Receptionist at Top O' Michigan Insurance and is located in Alpena.
Prior to joining Top O' Michigan Insurance, Jan served as District Sales Manager at Lerner New York.
Jan attended Lake Superior State Colllege and studied Early Childhood Education and earned a Associates degree in 1979.
Jan's core expertise includes Communication skills.
Jan enjoys reading, working out, music and family. |
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Diana Torsch
Commercial Technician
Phone: (989) 356-6133 Ext: 2106
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Diana serves as Commercial Technician at Top O' Michigan Insurance and is located in Alpena. |
Hillman Office
150 State StHillman, MI 49746
Personal
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Colleen Wisniewski CISR
Client Service Agent
Phone: (989) 742-4574 Ext: 2211
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 Colleen serves as Client Service Agent at Top O' Michigan Insurance and is located in Hillman.
Prior to joining Top O' Michigan Insurance, Colleen served as Direct Care Supervisor at Northeast Michigan Mental Health .
At present, Colleen is a member of Chamber of Commerce, AARP and St Ignatius Catholic Church.
Colleen attended Posen Consolidate High School and has obtained her Certified Insurance Service Representative designation.
Colleen's core expertise includes Personal Lines with over 35 yrs insurance of experience.
Colleen enjoys Traveling, cooking and reading, being outdoors, NASCAR and spending time with her family.
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Commercial
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Raymond 'Tab' Coseo
Sales Professional
Phone: (989- 742-4574 Ext: 2194
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 Raymond serves as sales professional at Top O' Michigan Insurance and resides in Rogers City and works from the Hillman Office.
Prior to joining Top O' Michigan Insurance, Tab served as general manager at St. Clair IGA, Inc. Before that, Tab was the owner/operator of Rogers City IGA.
At present, Tab is a member of the Rogers City Kiwanis Club and participates with the Rogers City Chamber of Commerce and the Nautical Festival.
Tab attended St Clair County Community College and studied business.
Tab's core expertise includes Personal, Commercial and Life/Health coverage.
Tab enjoys golf, basketball, fishing and poker. |
Oscoda Office
5101 US-23 NOscoda, MI 48750
Personal
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Mark Sullivan
Sales Professional
Phone: 989-739-1461 Ext: 2195
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 Mark is a licensed Sales Professional at Top O' Michigan Insurance and specializes in Personal Insurance. He is resides in Harrisville and works from our Oscoda Office.
Mark can also has an office in Harrisville that he can meet you at by appointment. |
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Tracy Clothier CISR
Client Service Agent
Phone: (989) 739-1461 Ext: 2311
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Tracy serves as Client Service Agent at Top O' Michigan Insurance and is located in Oscoda. Tracy enjoys Horse back riding and Barrel Racing. |
Traverse City Office
215 E 12th StTraverse City, MI 49684-3121
Personal
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Julie Rice
Client Service Representative
Phone: (231) 947-1164 Ext: 2411
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 Julie serves as Client Service Agent at Top O' Michigan Insurance and is located in Traverse City.
Julie enjoys spending time with her daughters and grand daughter and reading and knitting. |
Commercial
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Eric Winemiller
Sales Professional
Phone: (231) 947-1164 Ext: 2491
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 Eric serves as a Sales Professional at Top O' Michigan Insurance and is located in Traverse City.
Prior to joining Top O' Michigan Insurance, Eric was a sales representative for American Family Life Assurance Company.
At present, Eric is a member of Trinity Lutheran Church.
Eric attended Lansing Community College and studied Aviation Technology and earned a Associates degree in 1989.
Eric enjoys Basketball, Golf and Flying. |
Mio Office
607 S Morenci AveMio, MI 48647
Personal
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Debra Woolcox CISR
Client Service Agency
Phone: (989) 826-3989 Ext: 2511
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Debbie serves as a Client Service Agent at Top O' Michigan Insurance and is located in Mio. Prior to joining Top O' Michigan Insurance, Debbie worked with another insurance agency. At present, Debbie is a member of Mio Church of God. Debbie enjoys gardening. being with family. relaxing in front of a bon fire, reading and watching the kids play ball. |
Petoskey Office
455 Bay St, Ste CPetoskey, MI 49770
Personal
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MIchelle Watson
Client Sales Agent
Phone: (231) 347-4610 Ext: 2711
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Michelle serves as Client Service Agent at Top O' Michigan Insurance and is located in Petoskey. Prior to joining Top of Michigan Insurance, Michelle served in customer service at First Community Bank. At present, Michelle is a member of Charlevoix County 4H. Michelle attended North Central Michigan College and studied marketing and earned a Associates degree in 2003. Michelle's core expertise includes marketing, sales, client service and organization. Michelle enjoys golfing, quilting, scrapbooking, sketching, photography, reading, hiking, slow bike riding, horseback riding, playing with the dogs and cooking and nothing beats a good book and a warm beach. |
Prescott Office
2515 Greenwood RdPrescott, MI 48756
Personal
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Nicki Zupan
Client Service Representative
Phone: (989) 873-6957 Ext: 2811
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Nicki serves as a Client Service Representative at Top O' Michigan Insurance and works from our Prescott Office. |
Gaylord Office
124 E Main StGaylord, MI 49735
Personal
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Mary Kucharek CISR
Client Service Agent
Phone: (989) 705-8554 Ext: 2910
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 Mary serves as a Client Service Agent at Top O' Michigan Insurance and is located in Gaylord.
Prior to joining Top O Michigan Insurance, Mary served as Commercial Lines Underwriting Assistant at Citizens Insurance Company.
Mary's core expertise includes Personal Insurance with over 20 years of insurance experience.
Mary enjoys reading, biking, camping, swimming and spending free time with family. |
Commercial
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Tyler Bartosh
Sales Professional
Phone: (989) 705-8664 Ext: 2103
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 Tyler serves as a Sales Professional at Top O' Michigan Insurance and works from our Alpena and Gaylord offices.
At present, Tyler is a member of Exchange Club of Alpena and serves on its board of directors.
Tyler attended Central Michigan University and studied Entrepreneurship and Professional Sales and earned a Bachelors degree in 2010.
Tyler's core expertise includes developing both commercial and personal insuarance programs. These include coverage for your home, auto, boat, farm or business. He also provides assistance with life and health coverage including disability.
Tyler enjoys playing the guitar and being outdoors, which includes golfing, running and fishing. |
Financial Services by Design
a subsidiary of Top O' Michigan Insurance129 E Campbell St
Alpena, MI 49707
Life and Health
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Susan Osbourne
Administrative Assistant
Phone: (989) 356-6133 Ext: 2131
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 Susan serves as Administrative Assistant at Financial Services by Design and is located in Alpena.
Prior to joining Financial Services by Design, Susan served as Administrative Assistant at Design Underwriting.
Susan enjoys Hiking, Biking, Snow Shoeing and Crocheting. |
