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<title>Top O' Michigan Insurance Newsletters</title>
<category>Insurance</category>
<description>Monthly headlines</description>
<language>en-us</language>
<copyright>Copyright 2007 Liberty Publishing. All rights reserved.</copyright>
<link>http://www.tomia247.com</link>
<ttl>60</ttl>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>The ABCs of E and O Coverage</title>
<description>GL, PL, PI, BI, PD, K and R, EPLI, you name it. The world of insurance can be a complicated maze of initials and acronyms, which are often seemingly used to confuse the insurance buyer. </description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=f44a92ad837501aefc2dd57cfcc60bbf160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Understanding the Liabilities in Manufacturing a Product</title>
<description>The issue of product liability is a true legal thorn bush. Manufacturers, who fail to understand how liability can impact in bringing a new product to market, are apt to find themselves nicked by the thorns. </description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=f44a92ad837501aefc2dd57cfcc60bbf160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Premium Damage Control for Workers Compensation Insurance</title>
<description>When you obtain workers comp for your business your initial premium rates are based on your companys payroll and the average cost of insurance in your particular industry.</description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=f44a92ad837501aefc2dd57cfcc60bbf160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Insuring Your Collectibles the Smart Way</title>
<description>If you have spent considerable time and money on a collection you probably want to ensure that it is well protected. </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=64c46f1d0e1ead6e03260d705e9f2899160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Itīs My Condominium, Do I Need Coverage?</title>
<description>Owning a condominium is a cross between being a homeowner and being a renter. </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=64c46f1d0e1ead6e03260d705e9f2899160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Act Quickly to Minimize Damage from Identity Theft</title>
<description>Identity thieves steal in countless ways from their victims. Victims may discover that identity thieves have made charges on or withdrawals from their accounts, opened new credit cards or taken out loans in their names </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=64c46f1d0e1ead6e03260d705e9f2899160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Security No Matter What Happens</title>
<description>We live in an age of insecurity. No one wants to lose what they have worked so hard for. It's important to include life insurance among your financial options. </description>
<category>Life &amp; Employment</category>
<link>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=40da8c00f07cecdef1de17e8738e268d160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Let Your Uncle Sam Help with Medical Costs</title>
<description>Your health insurance, no matter how good the plan, will not cover all of your medical costs. Travel, meals, and lodging may play a part in the costs associated with a serious acute or chronic illness.</description>
<category>Life &amp; Employment</category>
<link>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=40da8c00f07cecdef1de17e8738e268d160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Long-Term Care: Is It Necessary for the Long Haul?</title>
<description>Aging in America is taking its toll on the health care system. Consumers can't rely on Medicare, Medicare supplementary insurance, or even health insurance to meet long-term care costs, as they don't cover most long-term care expenses.  </description>
<category>Life &amp; Employment</category>
<link>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=40da8c00f07cecdef1de17e8738e268d160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>A Roth IRA Is an Effective Estate Planning Tool</title>
<description>One of the many estate planning challenges is reducing estate taxes and eliminating income tax your heirs could have to pay on assets they inherit.</description>
<category>Financial Planning</category>
<link>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=2c255bcb462668efbe82237336f95edf160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Surviving Financially After an Unexpected Job Loss</title>
<description>Losing a job can be just as devastating to your self-esteem as it is to your finances. No matter what the reason for your termination, the end result is the same.</description>
<category>Financial Planning</category>
<link>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=2c255bcb462668efbe82237336f95edf160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Keep More of the Money Flowing into Your Household</title>
<description>Managing your cash flow so that more of it stays in your household is the cornerstone to financial security. </description>
<category>Financial Planning</category>
<link>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=2c255bcb462668efbe82237336f95edf160</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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