Top O' Michigan Insurance Solutions

Insurance Solution for Auto Services

It may be time for a tune-up or preventative maintenance on your current insurance program in place.  Top O' Michigan has partnered with the top insurers of auto service businesses.  Our Auto Services Program covers a number types of garage risks including mechanical shops, body shops, paint shops, car washes, car dealers, towing services and more.

Let us help you keep your auto service business running smoothly with the right coverage tailored to your needs.  Top O' Michigan Insurance can help provide an insurance solution that includes the important coverage such as:

Essential Property Coverage for buildings, your business's personal property and the personal property of others.

Businessowners Liability Coverage to protect your business from liability exposure, including premises and operations, product liability and completed operations.

Comprehensive Business Auto Coverage protects the commercial vehicles used in business and driven by employees.

Umbrella Coverage provides your business with additional security in the event of a catastrophic liability claim.

Workers' Compensation Insurance covers medical expenses and compensation for lost wages of workers who are injured on the job.  Learn more about Workers' Compensation here.


Our Locations

514 N Ripley Blvd
Alpena, MI 49707

(989) 356-6133

150 State St
Hillman, MI 49746

Local: (989) 742-4574

117 S State St
Oscoda, MI 48750

Local: (989) 739-1461

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

607 S Morenci Ave
Mio, MI 48647

Local: (989) 826-3989

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

322 Bay St, Ste 1
Petoskey, MI 49770-4401

Local: (231) 347-4610

440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664