Builders Risk
Builders Risk Insurance is insurance coverage that provides protection for damage to buildings or structures under construction, renovation or repair. This policy can include coverage for construction materials, heating and air-conditioning equipment, labor costs and expenses in addition to temporary structures such as construction signs, false work, fencing, cribbing, scaffolding, and even trees and other plants. A Builders Risk Insurance Policy also helps cover the costs of debris removal and defective workmanship.
This tailored coverage helps to protect the owner, the general contractor, subcontractors, and the financing bank. Builders risk insurance is often misunderstood and the nuances of coverage are often not addressed until an actual loss occurs.
- Custom Homes, Condos or Town Homes
- Commercial Buildings
- Remodels / Renovations
- Model Homes and Sales Office Coverage
- Homes Pending Sales
Top O' Michigan Insurance knows you need a Builders Risk program that provides not only broad, comprehensive coverage for your projects, but at competitive pricing. Let our Licensed Insurance Solution Providers help you find the right coverage for each structure from the day you break ground until the day the structure is sold—for up to a full 12 months!
