Top O' Michigan Insurance Solutions


Come back often for all the latest insurance news updates.

Does Your Policy Need a Back to School Checkup?

While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...

Office Closure- Friday, June 10th

Our offices will be closed on Friday, June 10th for our annual training and development session. We will be unavailable for meetings, phone conversations and email inquiries.  We apologize for any disruption this may cause, and will be back in the office at 8:00AM Monday morning to serve you. In the meantime, you can check out the self-service options we ...

Waiver of Subrogation: What is it?

When you’re shopping around for commercial insurance, you’ll likely come across the term waiver of subrogation or subrogation waiver as part of your contract terms. Read ahead to find out what this is, and if you should consider the additional coverage.

April is Distracted Driving Awareness Month!

The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel.

DIFS Warns About Possible Scammers During M.C.C.A Refund Period

The Department of Insurance and Financial Services (DIFS) urges Michigan drivers to keep on the lookout for imposters pretending to be authorized personnel from the Michigan Catastrophic Claims Association, or their insurance company.

M.C.C.A Refunds & What You Need to Know

Recently, the Michigan Catastrophic Claims Association (MCCA) unanimously voted to return excess funds back into the pockets of Michigan drivers like yourself. Insurance carriers will be receiving the funds directly from the MCCA on 3/9/22, and have until 5/29/22 to complete the refund process. Below are answers to the most frequently asked questions about this refund, and the process of distribution.  ...

What You Need to Know About the Slippery Scenarios of Water Damage and Your Insurance

Water damage is one of the most common causes of insurance claims for homeowners and businesses. At the surface, water is water...right? Unfortunately, burst pipes, backed up drains, flooded basements or a leaking roof will lead one to discover the details of their insurance policy - finding that all water damage is not the same according to the insurance policy ...

What Insurance Buyers Need to Know about the Cyber Liability Outlook

Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.

What Businesses Need to Know About the Insurance Market Outlook for 2022

The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...

Building a Strong Password to Thwart Cyber Crime

Strong passwords can help keep you safe! We've all been online a lot more recently, whether that is for work, for groceries, or simply to stay connected to friends and family. The Internet makes a lot of things convenient, but it also makes our personal information convenient for cyber crime, too. For good reason, many of us worry about the ...









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