data breach

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No AI Fools Here: How to Spot AI-Powered Scams

Posted: in Commercial Insurance , Cyber Liability , Personal Insurance 1 month, 2 weeks ago

Written in April 2026 AI is making everyday life easier — faster emails, smarter tools, better automation. Unfortunately, it’s also making scams more convincing. At Top O’ Michigan, we’ve always believed that protecting our clients goes beyond insurance policies. It’s about helping you stay informed, aware, and one step ahead — especially as risks evolve. And right now, that includes ...

What Businesses Need to Know About the Insurance Market Outlook for 2022

Posted: 4 years, 3 months ago

The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...

Clarification from OSHA on Incentive Programs and Post-Incident Drug Testing - Updated November 2025

Posted: in Claims , Insurance , OSHA , Workers Compensation 7 years, 3 months ago

Posted: November 2025

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