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What Is Builders Risk Insurance & Do I Really Need It?

Posted: in Commercial Insurance , Construction , Contractors , Homeowners , Insurance 2 weeks, 6 days ago

Everything You Need to Know Before Starting Your Construction Project

Commercial Auto Insurance for HVAC Contractors in Michigan: Everything You Need to Know

Posted: in Auto Insurance , Commercial Insurance , Construction , Contractors , Insurance , Small Business , Workers Compensation 4 weeks, 1 day ago

If you're an HVAC contractor in Michigan, your business relies on vehicles to keep jobs moving. Whether you're hauling tools across town or responding to a no-heat emergency in January, your wheels are your livelihood. But are you fully protected on the road?

HVAC Contractors: A Complete Guide to Workers’ Comp & General Liability in Michigan

Posted: in Commercial Insurance , Construction , Contractors , Insurance , Michigan , Small Business , Workers Compensation 1 month ago

If you’re an HVAC contractor in Traverse City, Alpena, Petoskey or anywhere across northern Michigan, you know that staying compliant and protected isn’t just smart — it’s essential. Between tight project deadlines, climbing ladders, and handling costly equipment, accidents can (and do) happen.

Important Dates for OSHA Recordkeeping

Posted: in Claims , Insurance , Loss Control , OSHA , Risk Management , Workers Compensation 4 years, 5 months ago

Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite.  Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...

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