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Navigating Michigan No-Fault Reform

How will the new changes to Michigan's auto insurance affect policy holders?

As you may be aware, the new legislation passed earlier this year included a number of changes to our auto insurance in Michigan. We are continuing to actively work on getting more clarification on these changes as they develop with lawmakers and insurers. As information is gathered and analyzed, we will share this information with you at a later time. While most of the changes will be effective July of 2020, there are some changes that were put into effect immediately.

Auto Insurance Reform Bill Passed

Michigan Lawmakers Pass Auto Insurance Reform Bill

After more than four decades under the current no-fault system, Michigan is about to see major reform for the first time since the No-Fault Automobile Insurance Law took effect in 1973. Last week, Governor Whitmer signed a bill into law that contains a number of sweeping changes to the No Fault Act. While we are still reviewing all 125 pages of the law to understand these changes and their potential impacts, we thought we’d share a brief summary given the current level of interest.

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My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

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You stood by me during my big claim a few years ago. I am a forever loyal customer.

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