Get a Quote

Let us help with your insurance solution

Get a Quote

Michigan No-Fault Reform

Stay Up-To-Date on MI Auto Insurance Changes

OSHA Recordkeeping Compliance

Avoid costly OSHA fines and submit your 300A data electronically using our OSHAlogs at no cost.

Life Insurance

Financial protection for individuals, families and businesses.

Keystone Partner of the Year

Keystone honors Top O' Michigan as Michigan Partner of the Year

Latest News

The Rough Notes Company - Agency of the Month

Agency of the Month

LOOKING FOR NEW BUSINESS

Northern Michigan agency turns its sights southward

By Jenny Berner

Navigating Michigan No-Fault Reform

How will the new changes to Michigan's auto insurance affect policy holders?

As you may be aware, the new legislation passed earlier this year included a number of changes to our auto insurance in Michigan. We are continuing to actively work on getting more clarification on these changes as they develop with lawmakers and insurers. As information is gathered and analyzed, we will share this information with you at a later time. While most of the changes will be effective July of 2020, there are some changes that were put into effect immediately.

Testimonials

Colleen has been so helpful and responsive. She made switching carriers so easy, and my broken window claim was processed, by her, seamlessly.

Julie T. - Customer since 2018

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. - Customer since 2001

You stood by me during my big claim a few years ago. I am a forever loyal customer.

Amy E. - Customer since 2000