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Michigan Insurance Agency News


No AI Fools Here: How to Spot AI-Powered Scams

No AI Fools Here: How to Spot AI-Powered Scams

Written in April 2026

AI is making everyday life easier — faster emails, smarter tools, better automation. Unfortunately, it’s also making scams more convincing. At Top O’ Michigan, we’ve always believed that protecting our clients goes beyond insurance policies.

It’s about helping you stay informed, aware, and one step ahead — especially as risks evolve. And right now, that includes AI-powered scams.

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The Costliest Shortcut: How One Builder Lost Coverage by “Doing the Right Thing”

The Costliest Shortcut: How One Builder Lost Coverage by “Doing the Right Thing”

The Compliance Steps Every Contractor Must Follow to Protect Insurance Coverage

The recent lawsuit filed by Scottsdale Insurance against Matarozzi Pelsinger Builders is a wake‑up call for contractors everywhere. The case centers on a familiar instinct — a builder discovers a defect, wants to keep the homeowner happy, and jumps straight into repairs. But that simple decision triggered a major legal battle and may cost the builder its insurance coverage entirely. Scottsdale claims the builder moved ahead with repairs without insurer consent, violating the policy’s voluntary‑payment clause and putting all coverage at risk. [insuranceb...essmag.com]

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Alpena
514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

Hillman
150 State St
Hillman, MI 49746

Local: (989) 742-4574

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770

Local: (231) 347-4610

Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664

Oscoda
PO Box 39
Oscoda, MI 48750-0039

Local: (989) 739-1461