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November Marks Health Insurance Open Enrollment Period and More

November 1st marks the beginning of the Open Enrollment for 2019.  This is the yearly period when people can enroll in a health insurance plan.  Open Enrollment for 2019 runs from November 1, 2018 to December 15, 2018. 

Outside the Open Enrollment Period, you generally can enroll in a health insurance plan only if you qualify for a Special Enrollment Period. You’re eligible if you have certain life events, like getting married, having a baby, or losing other health coverage.

  • Job-based plans may have different Open Enrollment Periods. Check with your employer.
  • You can apply and enroll in Medicaid or the Children's Health Insurance Program (CHIP) any time of year.

In addition to Open Enrollment for health insurance, the Medicare Annual Election Period (AEP) is currently running.  The AEP runs from October 15 to December 7 each year.  If you didn't sign up for one of these plans when you first became eligible for Medicare (during your Initial Enrollment Period), the AEP is typically your chance to make changes.  Or you may qualify for a Special Election Period (SEP).  You can learn more about Medicare at Centers for Medicare & Medicaid Services.

If you have any questions, please reach out to us at 800-686-8664 or ClientService@TOMIA247.com and our insurance solution providers will help begin the journey to protect your health.


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Brian D. Bartosh, CIC, LUTCF


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