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Michigan Insurance Agency News


Builders Risk vs. General Liability: What’s the Difference?

Builders Risk vs. General Liability: What’s the Difference?

If you’re in construction or managing a build, there’s a good chance you’ve heard these two terms tossed around:

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Avoid These 5 Common Builders Risk Mistakes | The Oversights That Could Derail Your Entire Construction Project

Avoid These 5 Common Builders Risk Mistakes | The Oversights That Could Derail Your Entire Construction Project

Builders risk insurance is designed to protect your project from the unexpected—but what if you buy the policy and still end up exposed? That happens more often than you’d think. Why? Because there are common mistakes builders, developers, and even experienced project managers make when purchasing coverage. Here’s the good news:

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Testimonials

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Surety Bonds

Customer service is what brought us back to TOMIA and that's what keeps us!

Bradley M. - Customer since 2001

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. -  Customer since 2001

Our Locations

Alpena
514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

Hillman
150 State St
Hillman, MI 49746

Local: (989) 742-4574

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770

Local: (231) 347-4610

Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664

Oscoda
PO Box 39
Oscoda, MI 48750-0039

Local: (989) 739-1461