Michigan Insurance Agency News

How Does the Increase in Cost of Construction Impact Your Insurance?

By now, you are most likely well aware of the rising costs of construction materials. These rising costs have been noted but many individuals and business owners may not be fully considering its implications on insurance policies. According to an Associated Builders and Contactors analysis, lumber prices have risen by 73% since April of 2020. Lumber isn't the only construction material to have taken such drastic increases. Prices of both lumber, Iron/steel products have increased by as much as 20-25%.

Are You Prepared for an Active Shooter Incident?

Recently, I was invited to an 'Active Shooter' training with Iron Fish Distillery led by Deputy Michael Makowski of Grand Traverse County Sheriff's Office. You may be wondering, 'why would we be doing active shooter training in Northern Michigan?'. Active shooter risk is a very unfortunate reality in America which has led many businesses to prepare their teams for crisis management and response. This is great way to introduce this growing risk to businesses, how they can prepare for it and protection for the response to an active shooter event.

Testimonials

Customer service is what brought us back to TOMIA and that's what keeps us!

Bradley M. - Customer since 2001

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. - Customer since 2001

You stood by me during my big claim a few years ago. I am a forever loyal customer.

Amy E. - Customer since 2000