Latest News

The Cheapest Auto Insurance Could Be an Expensive Mistake
The Cheapest Auto Insurance Could Be an Expensive Mistake

The Dangers of Buying Insurance Only on Price

Insurance is an essential investment that helps by providing critical financial protection in the event of accidents, fire, theft, injury/death and more.  The other side of this is that many view it as a pricey investment each year but it is more affordable than paying these costs out of pocket.  Depending on what you're looking for, we can help find an affordable option for you.

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Prevent Damage from Weight of Ice & Snow and Ice Dams
Prevent Damage from Weight of Ice & Snow and Ice Dams

Prevention Tips

There are several things you can do to prevent damage from the weight of ice and snow. Here are the top 3:

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Testimonials

Colleen has been so helpful and responsive. She made switching carriers so easy, and my broken window claim was processed, by her, seamlessly.

Julie T. - Customer since 2018

My agent Nicole Kaiser always takes very good care of my insurance needs by following through with my questions and calling me back in a timely manner. Great customer service and she is an A+ in my book! I’m a very satisfied with Top O' Michigan!

Julie H. -  Customer since 2001

You stood by me during my big claim a few years ago. I am a forever loyal customer.

Amy E. - Customer since 2000

Our Locations

Alpena
514 N Ripley Blvd
Alpena, MI 49707

(989) 356-6133

Hillman
150 State St
Hillman, MI 49746

Local: (989) 742-4574

Oscoda
117 S State St
Oscoda, MI 48750

Local: (989) 739-1461

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Mio
607 S Morenci Ave
Mio, MI 48647

Local: (989) 826-3989

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

Petoskey
455 Bay St, Ste C
Petoskey, MI 49770

Local: (231) 347-4610

Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664