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Insurance in Alpena, Michigan
Top O' Michigan has been insuring families and businesses in this area since 1974, and we are still locally owned and independent. From our office on N Ripley Blvd, our Alpena agents shop home, auto, boat and business coverage across our full carrier panel — and you can still walk in and talk to a real person.
Visit our Alpena office
514 N Ripley Blvd, Alpena, MI 49707. Open Monday through Friday, 8:00 a.m. to 5:00 p.m. Call the office directly at (989) 356-6133, or reach our main line at (800) 686-8664.
Get directionsAreas we serve from Alpena
Our Alpena agents serve Alpena, Presque Isle, Alcona, Montmorency and Iosco counties, along with Ossineke, Hubbard Lake, Rogers City, Posen, Presque Isle, Onaway, Lachine, Long Rapids, Herron, Harrisville, Lincoln and Oscoda. Top O' Michigan is licensed in Michigan.
Coverage built around Thunder Bay
Alpena is a Lake Huron town, and the questions follow the water. A boat that lives on Thunder Bay all summer. A cottage on Hubbard Lake. A shop or a restaurant downtown carrying liability and workers' compensation. Shoreline property, seasonal use and lake-effect weather all change what a policy needs to do. We have been writing coverage here since 1974, and our agents know the streets before you finish saying the address. All coverage is subject to underwriting.
Meet your Alpena team
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Christine
Nicole
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Alpena frequently asked insurance questions
Does Top O' Michigan have an insurance office in Alpena?
Yes. Our Alpena office is at 514 N Ripley Blvd, Alpena, MI 49707, open Monday through Friday, 8:00 a.m. to 5:00 p.m. You can reach the office at (989) 356-6133 or call our main line at (800) 686-8664. Top O' Michigan has served the Alpena area since 1974.
What kinds of insurance can I get in Alpena?
Our Alpena agents write both personal and commercial lines. On the personal side that includes home, condo and renters, auto and Michigan no-fault, boat and watercraft, flood, farm and country estate, umbrella, life, health, Medicare and pet. On the commercial side we handle business owners policies, workers' compensation, commercial auto, contractors, builders risk, cyber, surety bonds, employee benefits, and coverage for restaurants, bars, convenience stores and hotels. Don't see what you need? Reach out and we will point you to the right person. Because we are an independent agency, we shop your coverage across multiple carriers. All coverage is subject to underwriting.
Do you insure boats on Thunder Bay and Lake Huron?
Yes, we write boat and watercraft coverage for Michigan's Great Lakes and inland lakes, including hull, motor, trailer and liability options. Terms and eligibility are subject to underwriting; contact an agent to discuss your boat.
Does the Alpena office serve Oscoda?
Yes. Our Alpena office serves Alpena, Presque Isle, Alcona, Montmorency and Iosco counties. That includes Ossineke, Hubbard Lake, Rogers City, Posen, Presque Isle, Onaway, Lachine, Long Rapids, Herron, Harrisville, Lincoln and Oscoda. Top O' Michigan is licensed in Michigan.
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Talk with an Alpena agent
Tell us about your home, your boat, or your business and we will shop the market for you. No obligation.