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Salons, barbershops, and spas face risks a generic policy never accounts for — from a slip near a wash station to a professional-liability claim over a service. Your business is unique, and your coverage should be too. We build a customized solution so you're protected the way your shop actually operates.
Whether you own the shop, rent a chair, or run a multi-station spa, the right policy fits how you operate. We tailor coverage for the full range of personal-care businesses and the unique exposures each one carries — product, professional, and property alike.
A quick note: specialty services like acupuncture, BOTOX, laser, tattoo, and piercing are written under a separate program — just ask and we'll point you the right direction.
Typically professional liability (malpractice), general liability and property, plus coverages like sign and glass and equipment breakdown. We tailor it to the services you offer. Coverage is subject to underwriting.
It covers claims that a service caused harm — a bad reaction, a cut, a chemical burn — separate from general liability, which handles things like slips and falls. For salons and spas, it’s essential.
Usually, yes. Many salons require booth renters to carry their own professional and general liability, and we write coverage for booth renters and independent contractors.
Typically that’s a professional liability matter, not general liability. We make sure both are in place so reactions and injuries from services are covered.
Yes — barbers and cosmetologists, estheticians and massage therapists, manicurists and nail salons, tanning salons, and beauty schools. Coverage fits your services.
Get coverage built for your salon, barbershop, or spa from a local Michigan agent.
