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Insurance in Traverse City, Michigan
Top O' Michigan has been locally owned and independent since 1974. From our office on Logan Valley Rd, our Traverse City agents shop home, auto, boat and business coverage across our full carrier panel — and you can still walk in and talk to a real person.
Visit our Traverse City office
3183 Logan Valley Rd, Traverse City, MI 49684. Open Monday through Friday, 8:00 a.m. to 5:00 p.m. Call the office directly at (231) 947-1164, or reach our main line at (800) 686-8664.
Get directionsAreas we serve from Traverse City
Our Traverse City agents serve Grand Traverse, Leelanau, Benzie, Kalkaska, Antrim, Wexford and Manistee counties, along with Acme, Kingsley, Interlochen, Suttons Bay, Elk Rapids, Williamsburg, Empire, Glen Arbor, Northport, Bellaire, Cadillac and Frankfort. Top O' Michigan is licensed in Michigan.
Coverage built around life on Grand Traverse Bay
Traverse City raises questions a downstate agent may not think to ask. A cottage that sits empty half the year. A boat moored on West Bay. A cherry farm, an orchard, a tasting room. A house you rent out to visitors during Cherry Festival week — something a standard homeowners policy generally is not designed to cover. Our agents live here, and we will talk through how your property is actually used before we shop it.
All coverage is subject to underwriting.
Meet your Traverse City agents
Tyler
JJ
David
Traverse City insurance questions
Does Top O' Michigan have an insurance office in Traverse City?
Yes. Our Traverse City office is at 3183 Logan Valley Rd, Traverse City, MI 49684, open Monday through Friday, 8:00 a.m. to 5:00 p.m. You can reach the office at (231) 947-1164 or call our main line at (800) 686-8664.
What kinds of insurance can I get in Traverse City?
Our Traverse City agents write both personal and commercial lines. On the personal side that includes home, condo and renters, auto and Michigan no-fault, boat and watercraft, farm and country estate, umbrella, life, health, Medicare and pet. On the commercial side we handle business owners policies, workers' compensation, commercial auto, contractors, builders risk, cyber, surety bonds, employee benefits, and coverage for restaurants, breweries, hotels and nonprofits. Don't see what you need? Reach out and we will point you to the right person. Because we are an independent agency, we shop your coverage across multiple carriers. All coverage is subject to underwriting.
Do you insure short-term and vacation rentals around Traverse City?
A standard homeowners policy generally is not designed for a property you rent out to guests. We can review your situation and discuss vacation rental and lessors risk options with you. Availability and terms are subject to underwriting; contact an agent to talk through your property.
Which areas near Traverse City does this office serve?
Our Traverse City office serves Grand Traverse, Leelanau, Benzie, Kalkaska, Antrim, Wexford and Manistee counties. That includes Acme, Kingsley, Interlochen, Suttons Bay, Elk Rapids, Williamsburg, Empire, Glen Arbor, Northport, Bellaire, Cadillac, Frankfort, Beulah, Honor, Lake Ann, Fife Lake and Buckley. Top O' Michigan is licensed in Michigan.
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Talk with a Traverse City agent
Tell us about your home, your boat, or your business and we will shop the market for you. No obligation.