Pricing & estimates

See a starting price before you talk to an agent

Use our free Michigan insurance cost estimators to get a realistic starting range in minutes — no obligation. Your final number is shopped across our carrier panel and is always subject to underwriting.

Get a quote Call (800) 686-8664

Cost estimators

Choose your estimator

Pick the tool that fits your project or business and get a starting cost range. Estimates only — they don’t bind coverage or guarantee a final premium.

Contractor Cost Estimator

General liability, workers’ comp, tools and equipment for Michigan contractors.

Builders Risk Estimator

Estimate coverage for a construction project by value, construction type and timeline.

Ready for a real number?

Next steps

An estimate is a starting point. When you’re ready, start a quote with a local agent or browse common pricing questions.

Tell us about you and a local agent shops your coverage across our carrier panel.

Personal insurance FAQ

Auto, home, no-fault, umbrella and bundling — what drives your price and how to save.

Commercial insurance FAQ

BOP, workers’ comp, builders risk and cyber — common questions about business coverage and cost.

Questions about cost? Talk to a local agent.

We’ll walk you through what affects your price and help find the right coverage for your budget.

Call (800) 686-8664 Get a quote