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The fastest way to start a claim is to call us at (800) 686-8664 — we'll assign an adjuster and walk you through it. If you'd rather report directly to your carrier, the direct claim numbers and links are below. For property, auto, workers' comp, and liability claims, prompt notification matters, so reach out as soon as you safely can.
When you report a claim through us, you get a real person on your side. We notify the carrier, an adjuster is assigned to your claim, and we stay in the loop to help things move along. You can also call your carrier directly using the numbers below — either way, let us know so we can support you.
To keep the claims process as smooth as possible, follow these steps after a loss. These are your duties as an insured.
When it's safe to do so, report your claim to us or your insurance company as soon as possible. You can file on our website, through the Client Connect app, or by phone.
Take photos and/or video of the damage before any changes are made, and share them with your adjuster. Gather details from everyone involved — but wait until the scene is clear if it's an emergency.
Take reasonable steps to prevent further loss — shutting off the water after a pipe burst, tarping a leaking roof, removing a tree, or calling a water and/or mold remediation company.
Keep receipts for any expenses related to the damage. If you can, hold onto replaced components (like a broken pipe) or photograph them so the carrier can inspect them if needed.
Communicate promptly and provide any documents your adjuster requests. Allow access to the property as needed by the carrier, its representatives, or remediation companies.
Download our one-page “Your Duties After a Loss” guide to keep with your policy documents — or file claims, submit photos, and message your agent right from your phone with the free Client Connect app (App Store & Google Play).
We're here for you. Call 800-686-8664 or email Claims@TheSpireTeam.com. Please allow 24–48 hours for an adjuster to reach out if you contact us directly.
Direct claim lines for our carrier partners. When in doubt, call us at (800) 686-8664 and we'll route it for you.
Claims: 800-222-6424 · File online
Claims: 800-282-9445 · File online
Claims: 888-263-2924 · File online
Claims: 800-628-0250 · File online
Claims: 800-527-3907 · File online
Claims: 800-234-4433 · File online
Claims: 800-550-0325 · Visit site
Claims: 800-362-0000 · File online
Claims: 877-858-5361 · File online
Claims: 800-274-4499 · File online
Claims: 800-332-3226 · File online
Claims: 877-922-5246 · File online
Don't see your carrier, or not sure who to call? Call us at (800) 686-8664 and we'll take it from there.
Claim phone numbers and links are provided for convenience and may change — if a number has changed, call us at (800) 686-8664. Reporting a claim does not guarantee coverage; coverage is not bound or altered until confirmed by an authorized representative, and all claims are subject to the terms of your policy and carrier review.
A claim is stressful enough. Call your local Top O' Michigan team and we'll help get it started and keep it moving.