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The insurance industry has changed fast — we've watched respected agencies get sold to large conglomerates and lose the values they were built on. Our partnership with Keystone Insurers Group lets us do the opposite: bring our clients the resources of a large brokerage while staying a third-generation, locally owned Michigan agency. Independence works better together.
Keystone Insurers Group is a strategic alliance that gives an independent agency like ours the kind of resources usually reserved for large national brokerages — deeper carrier access, specialized industry knowledge, and advanced tools — without giving up our independence or our local decision-making. For you, that means the personal service of a neighbor with the muscle of a national network behind it.
If you'd like to learn more about the partnership, reach out anytime at (800) 686-8664.
The capabilities usually reserved for large national brokerages, working on your behalf.
More carriers and specialty markets so we can better shop your coverage.
Modern systems and risk resources that keep your service fast and accurate.
Local ownership and decision-making stay right here — we answer to our clients.
People who live here, know the area, and have served Michigan since 1974.
Each State Partner of the Year is now considered for Keystone’s National Partner of the Year, announced at the Elevate conference in Minneapolis, Minnesota.
Top O’ Michigan has been named Keystone Insurers Group’s Michigan Partner of the Year — an honor we first earned in 2019 and are proud to receive again. Keystone restructured the award to recognize agencies focused on long-term progression and the overall health of their business, evaluating partners on:
Top O’ Michigan first earned Keystone’s #MI State Partner of the Year recognition in 2019 — the moment that set today’s momentum in motion. It affirmed a choice we made as a third-generation agency: partner with Keystone for the resources of a national brokerage while staying independently owned, rather than be absorbed by a larger conglomerate. That partnership gives us the platform to keep enhancing our clients’ experience and strengthen our communities, without giving up our independence.
Experience what national-level resources feel like when they're delivered by people who live and work right here. Let's talk.