Blog
Come back often for all the latest insurance news updates.
Posted:
1 week, 4 days
ago
The Compliance Steps Every Contractor Must Follow to Protect Insurance Coverage
The recent lawsuit filed by Scottsdale Insurance against Matarozzi Pelsinger Builders is a wake‑up call for contractors everywhere. The case centers on a familiar instinct — a builder discovers a defect, wants to keep the homeowner happy, and jumps straight into repairs. But that simple decision triggered a major ...
Tags:
- contractor
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- construction
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- contractor insurance compliance
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- construction defect procedures
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- voluntary payment clause
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- contractor risk management
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- insurance carrier notification
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- avoid coverage denial
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- Scottsdale Insurance lawsuit
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- contractor best practices
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- defect documentation workflow
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- traverse city
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- alpena
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- gaylord
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- Grayling
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- petoskey
,
- harbor springs
,
- michigan
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- Cadillac
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- charlevoix
,
- marquette
Posted:
in
Commercial Insurance
,
Construction
,
Contractors
2 weeks, 5 days
ago
Best Contractors Insurance in Michigan:
Real Costs, Real Coverage, No “Call for a Quote” Games
If you’re a Michigan contractor trying to figure out what insurance actually costs, you’ve probably run into the same problem over and over again.
Posted:
in
Commercial Insurance
,
Construction
,
Contractors
,
Loss Control
,
Michigan
,
Risk Management
3 weeks, 2 days
ago
Before Your Renovations or New Construction in Northern Michigan: Builders Risk & Insurance Mistakes to Avoid
Across Northern Michigan—whether you’re a contractor, manufacturer, healthcare organization, municipality, or growing family-owned business—expansion usually means one thing:
Tags:
- contractor
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- construction
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- builders risk
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- insurance
,
- general liability
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- renovation
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- northern michigan
,
- traverse city
,
- alpena
,
- gaylord
,
- petoskey
,
- harbor springs
,
- Cadillac
,
- grand traverse
,
- Grayling
,
- michigan
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- general contractor
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- new construction
,
- expansion
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- business
,
- hvac
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- plumbing
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- excavation
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- electrical
Posted:
in
Commercial Insurance
,
Insurance
,
Michigan
,
Risk Management
,
Small Business
1 month, 3 weeks
ago
Who Are the Best Insurance Agencies in Northern Michigan?
(2025 Reviews, Ratings, and How to Choose the Right One)
Tags:
- Best Insurance
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- michigan
,
- traverse city
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- cheap
,
- Value
,
- Best
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- insurance
,
- agent
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- Suttons Bay
,
- Cadillac
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- business
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- personal
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- Home
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- auto
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- family
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- life insurance
Posted:
in
Life Insurance
2 months
ago
Peace of mind is the best gift you can give.
Posted:
in
Personal Insurance
,
Vacation
3 months
ago
Traveling Soon? Here’s Why Travel Insurance Is Worth Having
If you're heading out of town this month (or escaping north-Michigan winter before it arrives full-force), now is the perfect time to consider travel insurance. Here’s why it matters:
Posted:
4 months, 3 weeks
ago
It’s October, which means pumpkins, costumes, and maybe a few friendly scares. But for business owners, the scariest surprises aren’t haunted houses or things that go bump in the night… they’re coverage gaps that show up when you least expect them.
Posted:
in
Commercial Insurance
,
Construction
,
Contractors
,
Michigan
,
Risk Management
,
Small Business
4 months, 3 weeks
ago
Builder’s Risk Insurance: Why Timing Matters & Key Coverage Enhancements You Shouldn’t Miss
Posted:
in
Accident
,
Health Insurance
,
Home
,
Life Insurance
5 months, 2 weeks
ago
Life moves quickly. One day you’re planning for the future, and the next you’re navigating unexpected challenges. While we can’t always predict what’s ahead, we can prepare for it. That’s where life insurance comes in.
Posted:
in
Commercial Insurance
,
Construction
,
Contractors
,
Insurance
6 months, 2 weeks
ago
Tyler, our Vice President here at Top O' Michigan, shares his experience about his recent renovation and parallel between contractors and insurance brokers: it's about WHO you choose for the job.
Tags:
- agent
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- agency
,
- account manager
,
- insurance solutions
,
- insurance solution
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- insurance for business
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- insurance quote
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- insurance sales
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- insurance broker
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- insurance agent
,
- insurance agency
,
- insurance
,
- insurability