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Michigan summers are short and sweet, and we want our team to enjoy every minute of them with the people they love. With that in mind, here are two updates to our hours this season.
Closed Friday, July 3 for Independence Day
Our offices will be closed Friday, July 3, 2026, in observance of Independence Day. We’ll reopen at our regular time on Monday, July 6. From all of us at Top O’ Michigan, we hope you and your family have a safe and happy Fourth — whether you’re out on the lake, at a hometown parade, or watching fireworks over the bay.
Friday afternoons off, all summer long
Starting Friday, July 10, our offices will close at 12:00 p.m. (noon) every Friday through the summer. After a long Up North winter, this gives our team a little extra time to soak up the sunshine, get out on the water, and recharge with the people they love. We’ll be back to full hours bright and early each Monday.
Closed on Labor Day, September 7th
Our offices will be closed on Monday, September 7th, in observance of Labor Day. We'll reopen at 8am on Tuesday, September 8th.
We’re still here when you need us
Great service doesn’t take a summer break. Even when our doors are closed, you can still:
- Report a claim 24/7 — many of our carriers offer round-the-clock claim reporting, and you’ll find direct claim numbers on our Report a Claim page.
- Manage your policies online anytime through 24/7 Client Connect — view documents, make a payment, or request a change.
- Send us a message at Service@TheSpireTeam.com or use the chat on our website, and we’ll get right back to you once we’re back in the office.
- Call us at (800) 686-8664 during regular business hours.
Thank you for being part of the Top O’ Michigan family. Here’s to a safe, sunny, and well-covered Michigan summer.