Top O' Michigan Insurance Solutions
    

Are You Prepared for an Active Shooter Incident?

(0 comments)

Updated January 2026

Active Shooter Preparedness: What Businesses Need to Know in 2025

Recently, I was invited to participate in an Active Shooter Preparedness Training hosted by Iron Fish Distillery and led by Deputy Michael Makowski of the Grand Traverse County Sheriff’s Office. It sparked an important question we hear often:

“Is this really something businesses in Northern Michigan need to think about?”

Unfortunately, the answer in 2025 is yes.

While incidents remain rare, active shooter and workplace violence risks are now part of broader business continuity and risk management planning nationwide—not because of fear, but because preparedness saves lives, reduces chaos, and supports faster recovery.

This article is meant to help business owners understand the risk, prepare responsibly, and protect their people.


What Is an Active Shooter Event?

The U.S. Department of Homeland Security defines an active shooter as:

“An individual actively engaged in killing or attempting to kill people in a confined and populated area.”

Most active shooter incidents unfold quickly—often within 10 to 15 minutes, sometimes before law enforcement can arrive. That reality makes employee awareness, planning, and training critical.


Why Preparation Matters for Businesses

Even if operations eventually resume, the impact of an active shooter or workplace violence incident can be long-lasting:

  • Employee trauma and mental health challenges

  • Extended business interruption

  • Reputational damage

  • Legal and liability exposure

  • Complicated insurance and claims processes

Preparedness isn’t about expecting the worst—it’s about reducing risk, improving response, and supporting recovery.


Training Your Team: Start With an Emergency Action Plan (EAP)

The foundation of preparedness is a well-designed Emergency Action Plan (EAP), created with input from leadership, HR, facilities management, and local first responders.

Key Components of a Modern EAP

An effective EAP should clearly outline:

  • How emergencies are reported

  • Evacuation routes and procedures

  • Designated safe areas or shelter locations

  • Roles and responsibilities during an emergency

  • Emergency contact lists

  • Nearby hospital locations

  • Internal and external notification systems

Plans should be reviewed annually and updated as teams, layouts, or operations change.


Training Exercises That Actually Help

The most effective training is practical, realistic, and coordinated with local law enforcement. Modern training often includes:

  • Recognizing gunshots and abnormal behavior

  • Decision-making under stress

  • When to evacuate, hide, or act as a last resort

  • How to communicate with 911

  • What to expect when law enforcement arrives

  • Building a “survival mindset” without panic

Tabletop exercises, walkthroughs, and scenario-based discussions are often more effective—and less disruptive—than full simulations.


Roles & Responsibilities Matter

Human Resources

HR plays a key role in prevention and recovery by:

  • Supporting background screening processes

  • Creating systems to report concerning behavior

  • Offering access to employee assistance programs (EAPs)

  • Supporting post-incident counseling and communication

Facilities & Operations

Facility leaders can reduce risk through:

  • Access controls and visitor management

  • Clearly posted evacuation routes

  • Crisis kits (radios, floor plans, contact lists, first-aid supplies)

  • Coordination with local responders for site familiarity


How to Respond During an Active Shooter Situation

Employees should be trained on the widely accepted Run. Hide. Fight. framework—adapted to modern guidance and emphasized as last-resort decision-making.

1. Evacuate (If Safe)

  • Have an exit plan

  • Leave belongings behind

  • Help others if possible

  • Follow law enforcement instructions

2. Hide

  • Lock and barricade doors

  • Stay out of sight

  • Silence phones

  • Remain quiet

3. Act (Last Resort Only)

  • Act decisively if escape is impossible

  • Use available objects to disrupt the attacker

  • Commit fully to your actions


When Law Enforcement Arrives

Officers’ first priority is stopping the threat. Employees should be trained to:

  • Remain calm

  • Keep hands visible

  • Follow commands immediately

  • Avoid sudden movements

  • Share critical information when asked

Medical assistance and victim support follow once the scene is secured.


Planning for Recovery

Preparedness doesn’t end when the incident does. Businesses should plan for:

  • Employee support and counseling

  • Clear internal and external communication

  • Claims documentation and insurance coordination

  • Gradual return-to-work strategies

This is where risk advisors and insurance partners play a critical role—helping businesses navigate coverage, claims, and recovery planning.


Final Thoughts

This is heavy subject matter—but being prepared is an act of care, not fear.

Businesses can start today by:

  • Reviewing emergency plans

  • Engaging local law enforcement

  • Talking openly with leadership teams

  • Partnering with insurance professionals who understand evolving risk

Deputy Makowski and law enforcement leaders across our region consistently encourage businesses to be proactive, informed, and prepared.

If you’d like resources, guidance, or help evaluating how workplace violence and crisis response fit into your broader risk strategy, our team at Top O’ Michigan Insurance is here to help.

 

 

Comments

There are currently no comments

New Comment

required

required (not published)

optional

required

required

Our Locations

Alpena
514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

Hillman
150 State St
Hillman, MI 49746

Local: (989) 742-4574

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770

Local: (231) 347-4610

Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664

Oscoda
PO Box 39
Oscoda, MI 48750-0039

Local: (989) 739-1461