Buying your first home is an exciting time but it can also be overwhelming. You’ve worked hard to make this investment so you want to be sure that you choose an insurance policy that will effectively protect your investment. With a number of other factors and expenses in this process, the insurance can often be overlooked.
A standard homeowners policy will cover the structure, other buildings, your personal contents, personal liability and additional living expenses if a covered claim causes you to live elsewhere during repairs. However, an insurance policy is not a maintenance policy. It is designed to help you recover from the unexpected. Normal wear and tear of property is not covered nor is damage resulting from something that isn’t “sudden and accidental” such as a leaking roof or rodent infestation.
The insurance portion of the equation doesn’t necessarily begin once you’ve chosen your property. There are other factors to consider as you’re looking for your new home such as:
Contact us today for more information about Homeowners Insurance or fill out our online quote form.
Alpena
514 N Ripley Blvd
Alpena, MI 49707
(989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Oscoda
117 S State St
Oscoda, MI 48750
Local: (989) 739-1461
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Mio
607 S Morenci Ave
Mio, MI 48647
Local: (989) 826-3989
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
322 Bay St, Ste 1
Petoskey, MI 49770-4401
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664