Establishments serving food and alcohol need a unique kind of protection for a number of reasons. Your expertise in the industry means that you know better than most the risks that come with serving alcohol. Sometimes, things don't always go as you plan and accidents do happen. When disaster does strike, your business's income, the livelihood of your employees, and even reputation are all at stake.
We've partnered with the top insurers of restaurants to help protect you from these risks and more. As Michigan restaurant insurance experts, we'll work with you to help you achieve your risk management goals. As your insurance pros, we learn about you, your team, and your business to maximize the value for your annual insurance expense.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Specialized Property Insurance:
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
Policies provide coverage for liability arising out of:
Alcohol is a part of your business. It can be a catalyst for great conversation and fun. However, it also comes with risk to you and your business. Be sure you're protecting everything you've built. Not all Liquor Liability policies are created equally, be sure you're familiar with your coverage.
Some unique coverage options include:
We live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.
Alpena
514 N Ripley Blvd
Alpena, MI 49707
(989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Oscoda
117 S State St
Oscoda, MI 48750
Local: (989) 739-1461
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Mio
607 S Morenci Ave
Mio, MI 48647
Local: (989) 826-3989
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
322 Bay St, Ste 1
Petoskey, MI 49770-4401
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664