Every business is unique from the products and services offered to what kinds of assets are owned. That is why it is important to determine what kinds of risks your business faces, how much risk may be avoided, how much you can transfer to other parties and how much you're comfortable in retaining (or self-insuring). A basic business insurance solution includes coverage for: Property, General Liability, Workers Compensation (if you have employees), Commercial Auto (if you or any employees use vehicles for work purposes), and a Commercial Umbrella.
Yet, 75% of business are under-insured and 40% of small business owners operate without an insurance at all. From unfortunate events like storms or fire damage to burglary and customer slip and falls - having a business insurance solution in place can help protect your company from going out of business. Without the right coverage, businesses can go bankrupt trying to pay for claim costs out of pocket.
It is important to remember there are many other risks most business owners should purchase coverage to protect against. Some of those insurance coverages include:
Finding and choosing the right insurance can be a challenge. Please click the image below to contact us today to get started on your business insurance solution!
Alpena
514 N Ripley Blvd
Alpena, MI 49707
(989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Oscoda
117 S State St
Oscoda, MI 48750
Local: (989) 739-1461
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Mio
607 S Morenci Ave
Mio, MI 48647
Local: (989) 826-3989
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
322 Bay St, Ste 1
Petoskey, MI 49770-4401
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664