claims
Posted:
in
Accident
,
Claims
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Homeowners
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Insurance
1 year
ago
How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur.
Tags:
- lawsuit
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- Condo
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- Home
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- association
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- claim
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- damage
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- loss
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- insurance
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- michigan
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- weather
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- catastrophe
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- auto
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- workers compensation
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- liability
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- business
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- small business
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- business owner
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- what to do
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- claim management
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- claims
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- michigan insurance
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- traverse city
,
- MI
,
- emergency
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- emergency response
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- accident
Posted:
in
Accident
,
Auto Insurance
,
Claims
,
Home
,
Homeowners
,
Insurance
,
Loss
,
Risk Management
,
Small Business
,
Workers Compensation
1 year, 1 month
ago
Experiencing a loss to your property or worse yet, bodily injury or death is a very stressful time. It may be difficult to know what your next steps are after making sure everyone involved is okay or being treated by emergency responders. Here are a few tips to help guide you through a loss and claim process whether it is ...
Tags:
- claim
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- damage
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- loss
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- insurance
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- michigan
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- weather
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- catastrophe
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- Home
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- auto
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- workers compensation
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- liability
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- business
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- small business
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- business owner
,
- what to do
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- claim management
,
- claims
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- michigan insurance
,
- traverse city
,
- MI
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- emergency
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- emergency response
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- accident
Posted:
in
Claims
,
Home
,
Homeowners
,
Loss
,
Risk Management
1 year, 2 months
ago
By now, you are most likely well aware of the rising costs of construction materials. These rising costs have been noted but many individuals and business owners may not be fully considering its implications on insurance policies. According to an Associated Builders and Contactors analysis, lumber prices have risen by 73% since April of 2020. Lumber isn't the only construction material ...
Tags:
- insurance
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- Flood
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- water
,
- damage
,
- claims
,
- flood insurance
,
- rain
,
- winter
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- thaw
,
- freezing
,
- flash flood
,
- flooding
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- dam
,
- loss
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- Home
,
- business
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- michigan
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- hurricane
,
- storms
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- storm
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- alpena
,
- traverse city
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- gaylord
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- midland
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- petoskey
,
- oscoda
,
- lake
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- river
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- pond
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- insurance claim
Posted:
in
Claims
,
Insurance
,
Loss Control
,
OSHA
,
Risk Management
,
Workers Compensation
1 year, 8 months
ago
Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite. Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...
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- OSHA
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- OSHAlogs
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- Compliance
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- employer
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- accident
,
- auto dealer
,
- auto repair
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- auto service
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- brewery
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- brewpubs
,
- builder
,
- business
,
- claims
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- commercial
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- construction
,
- contractor
,
- coverage
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- distillery
,
- entrepreneur
,
- employers liability
,
- loss
,
- michigan
,
- michigan insurance
,
- insurance solution
,
- insurance quote
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- insurance
,
- safety
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- small business
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- restaurant
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- pollution business
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- winery
,
- workers compensation
,
- work comp
Posted:
2 years, 5 months
ago
Coronavirus Updates - Office Closures and Accessibility
COVID-19 is presenting historic challenges for all citizens of the world and we are here ready to help. While executive actions have been taken to reduce the spread of the virus, we understand that this has directly impacted the individuals and businesses who have placed their trust in Top O' Michigan.
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- Contact
,
- covid19
,
- COVID
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- coronavirus
,
- resources
,
- access
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- insurance
,
- loss control
,
- claims
,
- risk
,
- michigan
Posted:
in
Auto Insurance
,
Claims
,
Financial
,
Health Insurance
,
Michigan
3 years, 3 months
ago
Michigan Lawmakers Pass Auto Insurance Reform Bill
After more than four decades under the current no-fault system, Michigan is about to see major reform for the first time since the No-Fault Automobile Insurance Law took effect in 1973. Last week, Governor Whitmer signed a bill into law that contains a number of sweeping changes to the No Fault Act. While ...
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- accident
,
- alpena
,
- ann arbor
,
- auto
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- auto body
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- auto insurance
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- auto repair
,
- blog
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- business insurance
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- car
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- claims
,
- client
,
- crash
,
- coverage
,
- detroit
,
- distracted driving
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- financial
,
- Escanaba
,
- garage
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- gas
,
- gas station
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- gaylord
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- Grayling
,
- great lakes
,
- health
,
- health insurance
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- hillman
,
- help
,
- income
,
- individual
,
- insurance
,
- insurance quote
,
- insurance solution
,
- insurance sales
,
- iron river
,
- loss control
,
- loss
,
- liability
,
- marquette
,
- michigan insurance
,
- michigan auto
,
- michigan
,
- young drivers
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- upper peninsula
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- traverse city
,
- sault st marie
,
- senior citizens
,
- shop
,
- safety
,
- safe driving
,
- risk
,
- risk management
,
- ride sharing
Posted:
in
Accident
,
Claims
,
Insurance
,
Loss
3 years, 6 months
ago
The Dangers of Buying Insurance Only on Price
Insurance is an essential investment that helps by providing critical financial protection in the event of accidents, fire, theft, injury/death and more. The other side of this is that many view it as a pricey investment each year but it is more affordable than paying these costs out of pocket. Depending on ...
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in
Claims
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Home
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Home Sharing
,
Homeowners
,
Insurance
,
Vacation
3 years, 7 months
ago
What You Should Know Before Home-Sharing?
By now, you have probably heard of the popularity in ride-sharing (Uber, Lyft) and home-sharing (Airbnb). Maybe you have even considered joining one of these home-sharing websites to earn some extra money. However, there are a number of risks that homeowners should be aware of before entering into any of these activities.
Tags:
- accident
,
- alpena
,
- auto
,
- auto insurance
,
- claims
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- commercial
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- community
,
- community service
,
- Contact
,
- coverage
,
- crash
,
- distracted driving
,
- family
,
- financial
,
- gaylord
,
- hillman
,
- home insurance
,
- Home
,
- homeowners
,
- homeowners insurance
,
- insurance
,
- insurance quote
,
- insurance solution
,
- iron river
,
- keystone
,
- keystone insurers
,
- liability
,
- michigan auto
,
- michigan
,
- love
,
- loss
,
- locally sourced
,
- national resources
,
- oscoda
,
- northern michigan
,
- quote
,
- property
,
- petoskey
,
- risk management
,
- risk
,
- safety
,
- safe driving
,
- solution
,
- upper peninsula
,
- traverse city
,
- college
,
- student
,
- away
,
- university
,
- community college
,
- children
,
- young drivers
Posted:
in
Accident
,
Claims
,
Home
,
Insurance
,
Loss
,
Small Business
3 years, 7 months
ago
Your Duties After a Loss
As insurance professionals, we're in the business to pay claims. After all, that is why individuals, families and business owners invest money each year - to manage the risks that face them. An insurance policy is called a "conditional contract". This means that if the insured does X , the insurer will do Y (protect ...
Tags:
- accident
,
- auto
,
- auto insurance
,
- claims
,
- coverage
,
- crash
,
- liability
,
- loss
,
- michigan
,
- michigan auto
,
- insurance
,
- quote
,
- request
,
- risk
,
- safety
,
- savings
Posted:
in
Auto Insurance
,
Claims
,
Homeowners
,
Insurance
,
Renters Insurance
3 years, 7 months
ago
School is Back in Session!
School is back in session and many people have kids going off to college. That means a lot of changes can go on with your insurance policies, what coverage is extended and what insurance policies you can put in place to help protect your family.
Tags:
- accident
,
- insurance
,
- business
,
- claims
,
- entrepreneur
,
- small business
,
- safety
,
- risk
,
- loss
,
- michigan
,
- property
,
- liability
