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Coronavirus Updates - Office Closures and Accessibility
COVID-19 is presenting historic challenges for all citizens of the world and we are here ready to help. While executive actions have been taken to reduce the spread of the virus, we understand that this has directly impacted the individuals and businesses who have placed their trust in Top O' Michigan.
Michigan Lawmakers Pass Auto Insurance Reform Bill
After more than four decades under the current no-fault system, Michigan is about to see major reform for the first time since the No-Fault Automobile Insurance Law took effect in 1973. Last week, Governor Whitmer signed a bill into law that contains a number of sweeping changes to the No Fault Act ...
The Dangers of Buying Insurance Only on Price
Insurance is an essential investment that helps by providing critical financial protection in the event of accidents, fire, theft, injury/death and more. The other side of this is that many view it as a pricey investment each year but it is more affordable than paying these costs out of pocket ...
What You Should Know Before Home-Sharing?
By now, you have probably heard of the popularity in ride-sharing (Uber, Lyft) and home-sharing (Airbnb). Maybe you have even considered joining one of these home-sharing websites to earn some extra money. However, there are a number of risks that homeowners should be aware of before entering into any of these activities.
Your Duties After a Loss
As insurance professionals, we're in the business to pay claims. After all, that is why individuals, families and business owners invest money each year - to manage the risks that face them. An insurance policy is called a "conditional contract". This means that if the insured does X , the insurer will do Y (protect and ...
Alpena
514 N Ripley Blvd
Alpena, MI 49707
(989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Oscoda
117 S State St
Oscoda, MI 48750
Local: (989) 739-1461
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Mio
607 S Morenci Ave
Mio, MI 48647
Local: (989) 826-3989
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
322 Bay St, Ste 1
Petoskey, MI 49770-4401
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664