insurance
Posted:
in
Health Insurance
3 months, 3 weeks
ago
Water damage is one of the most common causes of insurance claims for homeowners and businesses. At the surface, water is water...right? Unfortunately, burst pipes, backed up drains, flooded basements or a leaking roof will lead one to discover the details of their insurance policy - finding that all water damage is not the same according to the insurance policy ...
Tags:
- water
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- insurance
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- damage
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- claim
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- Flood
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- rain
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- winter
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- storm
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- michigan
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- thaw
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- ice
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- snow
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- melt
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- spring
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- Home
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- business
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- property
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- insurance claim
Posted:
in
Claims
,
Cyber Liability
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Data Breach
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Insurance
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Loss Control
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Risk Management
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Small Business
5 months, 1 week
ago
Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- social engineering
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- phish
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- phishing
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- employees
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- business
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- insurance
Posted:
5 months, 2 weeks
ago
The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...
Tags:
- insurance
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- 2022
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- economy
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- COVID
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- pandemic
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- premium
,
- rates
,
- liability
,
- 2020
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- bonds
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- bond
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- auto
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- alpena
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- agriculture
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- agribusiness
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- agent
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- agency
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- business owner
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- business owners
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- business insurance
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- cannabis
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- covid19
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- government
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- grand rapids
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- hospitality
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- hotel
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- hillman
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- home insurance
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- cyberliability
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- cyber liability
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- group health
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- group benefits
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- general liability
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- gaylord
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- flooding
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- Escanaba
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- employees
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- employer
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- employers liability
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- entrepreneur
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- environment
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- data breach
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- construction
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- coronavirus
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- top o michigan
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- work comp
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- workplace
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- small business
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- spire america
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- pollution
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- OSHA
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- oscoda
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- operations
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- natural disaster
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- michigan auto
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- michigan auto insurance
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- michigan insurance
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- MI
,
- michigan
Posted:
in
Accident
,
Claims
,
Homeowners
,
Insurance
9 months, 2 weeks
ago
How much liability insurance is enough? $1,000,000 is an awful lot of money, right? That certainly seems that most people would be comfortable with these limits but should they be? Since every individual and business is unique, it can be hard to conceptualize possible scenarios where a large liability loss would occur.
Tags:
- lawsuit
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- Condo
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- Home
,
- association
,
- claim
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- damage
,
- loss
,
- insurance
,
- michigan
,
- weather
,
- catastrophe
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- auto
,
- workers compensation
,
- liability
,
- business
,
- small business
,
- business owner
,
- what to do
,
- claim management
,
- claims
,
- michigan insurance
,
- traverse city
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- MI
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- emergency
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- emergency response
,
- accident
Posted:
in
Accident
,
Auto Insurance
,
Claims
,
Home
,
Homeowners
,
Insurance
,
Loss
,
Risk Management
,
Small Business
,
Workers Compensation
11 months
ago
Experiencing a loss to your property or worse yet, bodily injury or death is a very stressful time. It may be difficult to know what your next steps are after making sure everyone involved is okay or being treated by emergency responders. Here are a few tips to help guide you through a loss and claim process whether it is ...
Tags:
- claim
,
- damage
,
- loss
,
- insurance
,
- michigan
,
- weather
,
- catastrophe
,
- Home
,
- auto
,
- workers compensation
,
- liability
,
- business
,
- small business
,
- business owner
,
- what to do
,
- claim management
,
- claims
,
- michigan insurance
,
- traverse city
,
- MI
,
- emergency
,
- emergency response
,
- accident
Posted:
in
Claims
,
Home
,
Homeowners
,
Loss
,
Risk Management
12 months
ago
By now, you are most likely well aware of the rising costs of construction materials. These rising costs have been noted but many individuals and business owners may not be fully considering its implications on insurance policies. According to an Associated Builders and Contactors analysis, lumber prices have risen by 73% since April of 2020. Lumber isn't the only construction material ...
Tags:
- insurance
,
- Flood
,
- water
,
- damage
,
- claims
,
- flood insurance
,
- rain
,
- winter
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- thaw
,
- freezing
,
- flash flood
,
- flooding
,
- dam
,
- loss
,
- Home
,
- business
,
- michigan
,
- hurricane
,
- storms
,
- storm
,
- alpena
,
- traverse city
,
- gaylord
,
- midland
,
- petoskey
,
- oscoda
,
- lake
,
- river
,
- pond
,
- insurance claim
