insurance

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Navigating Michigan No-Fault Reform

Posted: in Accident , Auto Insurance , Claims , Health Insurance , Insurance , Michigan , Risk Management 6 years, 4 months ago

Updated December 2025 How Michigan Auto Insurance Reform Affects Policyholders Today Michigan’s auto insurance reform was one of the most significant changes to the state’s no-fault system in nearly 50 years. While much of the original legislation took effect in 2020, the real-world impact has continued to evolve as insurers, regulators, and courts clarified how the law applies to everyday ...

8 Life Events that Affect Your Insurance Needs

Posted: in Claims , Homeowners , Insurance , Life Insurance , Loss Control , Michigan , Risk Management 6 years, 5 months ago

Updated December 2025 Life Changes Fast—Your Insurance Should Keep Up Think about the last show you binge-watched. Each season brought new twists, unexpected challenges, and major character growth. Unlike TV, real life doesn’t follow a script—and that’s exactly why your insurance coverage shouldn’t stay static.

Auto Insurance Reform Bill Passed

Posted: in Auto Insurance , Claims , Financial , Health Insurance , Michigan 6 years, 7 months ago

Updated December 2025 Michigan Auto Insurance Reform: What It Means for Drivers in 2025 Michigan’s auto insurance landscape permanently changed when lawmakers passed historic No-Fault Auto Insurance Reform—the first major overhaul since the original law took effect in 1973. While the bill was signed into law in 2019 and officially implemented in 2020, many of its long-term impacts are still ...

Disability Insurance - How Much Do You Need?

Posted: in Accident , Disability Insurance , Financial , Health Insurance , Insurance , Life Insurance , Loss 6 years, 8 months ago

Updated December 2025 How Much Disability Insurance Do You Really Need in 2025? Most people insure their home, their car, and even their phone—but forget to insure the one thing that pays for everything: their income. May is still recognized as Disability Insurance Awareness Month, making it the perfect time to talk about how you protect your ability to earn ...

The Cheapest Auto Insurance Could Be an Expensive Mistake

Posted: in Accident , Claims , Insurance , Loss 6 years, 10 months ago

Updated December 2025 The Danger of Buying Insurance Based on Price Alone (2025 Edition) Insurance is one of those things you hope you never need—but when you do, it becomes one of the most important financial decisions you’ve ever made. Auto, home, and business insurance exist to protect you from major financial loss due to accidents, fire, theft, lawsuits, injury, ...

Prevent Damage from Weight of Ice & Snow and Ice Dams

Posted: in Claims , Home , Homeowners , Insurance , Loss , Loss Control , Michigan 6 years, 10 months ago

Updated December 2025 Winter Roof Safety: Prevent Damage from Snow and Ice in 2025 Michigan winters are beautiful—but heavy snow, ice, and fluctuating temperatures can put serious stress on your home or commercial building. In 2025, with climate patterns bringing more intense snow events, it’s more important than ever to prepare your property and reduce the risk of damage from ...

What to do After You've Been in an Accident

Posted: in Accident , Insurance 6 years, 11 months ago

Updated December 2025

The Home-Sharing Basics

Posted: in Claims , Home , Home Sharing , Homeowners , Insurance , Vacation 6 years, 11 months ago

Updated December 2025 What You Should Know Before Home-Sharing With the rise of the gig economy, home-sharing platforms like Airbnb and Vrbo have become popular ways to earn extra income from your property. While the idea of turning your home—or even a spare room—into a revenue stream is appealing, there are important considerations homeowners need to understand before listing their ...

Who's the Boss After a Loss?

Posted: in Accident , Claims , Home , Insurance , Loss , Small Business 6 years, 11 months ago

Updated December 2025 Your Duties After a Loss: What to Do in 2025 When something unexpected happens—a storm, a burst pipe, a vehicle accident, or damage to your business—your insurance is there to help you recover. That’s why individuals, families, and business owners invest in coverage year after year: to protect what matters most and manage life’s biggest risks. Insurance ...

Back to School - Insurance with Kids Away at College

Posted: in Auto Insurance , Claims , Homeowners , Insurance , Renters Insurance 6 years, 11 months ago

updated December 2025

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