OSHA

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Commercial Auto Insurance for HVAC Contractors in Michigan: Everything You Need to Know

Posted: in Auto Insurance , Commercial Insurance , Construction , Contractors , Insurance , Small Business , Workers Compensation 4 weeks, 1 day ago

If you're an HVAC contractor in Michigan, your business relies on vehicles to keep jobs moving. Whether you're hauling tools across town or responding to a no-heat emergency in January, your wheels are your livelihood. But are you fully protected on the road?

HVAC Contractors: A Complete Guide to Workers’ Comp & General Liability in Michigan

Posted: in Commercial Insurance , Construction , Contractors , Insurance , Michigan , Small Business , Workers Compensation 1 month ago

If you’re an HVAC contractor in Traverse City, Alpena, Petoskey or anywhere across northern Michigan, you know that staying compliant and protected isn’t just smart — it’s essential. Between tight project deadlines, climbing ladders, and handling costly equipment, accidents can (and do) happen.

What Businesses Need to Know About the Insurance Market Outlook for 2022

Posted: 3 years, 5 months ago

The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...

Important Dates for OSHA Recordkeeping

Posted: in Claims , Insurance , Loss Control , OSHA , Risk Management , Workers Compensation 4 years, 5 months ago

Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite.  Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...

What to do After You've Been in an Accident

Posted: in Accident , Insurance 6 years, 4 months ago

You Have Just Been In An Accident...Now What? The light turns red, and at first glance, vehicles have stopped.  It is your turn to clear the intersection making a left turn.....screeeeeech!  The metal of the vehicle moaned and a brief moment of silence ensued.  Steam rose from the hood and the oily smell of smoke hung in the air as you ...

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