cybersecurity

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No AI Fools Here: How to Spot AI-Powered Scams

Posted: in Commercial Insurance , Cyber Liability , Personal Insurance 2 months ago

Written in April 2026 AI is making everyday life easier — faster emails, smarter tools, better automation. Unfortunately, it’s also making scams more convincing. At Top O’ Michigan, we’ve always believed that protecting our clients goes beyond insurance policies. It’s about helping you stay informed, aware, and one step ahead — especially as risks evolve. And right now, that includes ...

How Cyber Insurance Saved a Michigan Business from a $27,000 Loss

Posted: in Claims , Commercial Insurance , Cyber Liability , Data Breach , Michigan , Risk Management , Small Business 1 year ago

The Importance of Cyber Insurance for Small Businesses: A Real-Life Example Cybercrime is on the rise, and small businesses are particularly vulnerable. When a rural broadband provider in Michigan fell victim to a sophisticated email scam, they lost over $27,000. But thanks to their proactive investment in cyber insurance, they were able to recover quickly. Cyber insurance can protect your ...

Here's Why the CrowdStrike Outage is a Wake-Up Call for Business Owners to Reconsider Cyber Liability

Posted: in Claims , Cyber Liability , Data Breach , Financial , Insurance , Loss Control 1 year, 10 months ago

The CrowdStrike Outage: A Wake-Up Call for Cyber Liability Insurance

What is Cyber Liability?

Posted: in Cyber Liability , Data Breach , Insurance , Small Business 7 years, 3 months ago

Updated April 2026

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