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Auto Insurance


Clarifying the MCCA Deficit Recoupment Fee: Understanding the increase on Michigan Auto Policies

Auto insurance can be complex, especially for Michigan residents. With changing laws, various coverage options, and annual assessment fees like the MCCA deficit recoupment fee, understanding the factors influencing auto insurance costs is essential. In this blog post, we will simplify the concept of the deficit recoupment fee and explain how it affects Michigan drivers' auto insurance expenses. We will ...

Does Your Policy Need a Back to School Checkup?

While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...

April is Distracted Driving Awareness Month!

The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel.

DIFS Warns About Possible Scammers During M.C.C.A Refund Period

The Department of Insurance and Financial Services (DIFS) urges Michigan drivers to keep on the lookout for imposters pretending to be authorized personnel from the Michigan Catastrophic Claims Association, or their insurance company.

M.C.C.A Refunds & What You Need to Know

Recently, the Michigan Catastrophic Claims Association (MCCA) unanimously voted to return excess funds back into the pockets of Michigan drivers like yourself. Insurance carriers will be receiving the funds directly from the MCCA on 3/9/22, and have until 5/29/22 to complete the refund process. Below are answers to the most frequently asked questions about this refund, and the process of distribution.  ...

Your Vehicle Gets Cold, Too

Make sure your vehicle is ready for the winter with these tips! Winter can be a scary time to drive. There’s low temperatures, snow and ice, and holiday traffic, all of which make winter a bit more dangerous for driving. Santa Claus figured out how to safely drive in the snow, and you can too with these helpful tips to ...

What to do in the Event of a Claim

Experiencing a loss to your property or worse yet, bodily injury or death is a very stressful time. It may be difficult to know what your next steps are after making sure everyone involved is okay or being treated by emergency responders. Here are a few tips to help guide you through a loss and claim process whether it is ...

Navigating Michigan No-Fault Reform

How will the new changes to Michigan's auto insurance affect policy holders? As you may be aware, the new legislation passed earlier this year included a number of changes to our auto insurance in Michigan.  We are continuing to actively work on getting more clarification on these changes as they develop with lawmakers and insurers.  As information is gathered and ...

Auto Insurance Reform Bill Passed

Michigan Lawmakers Pass Auto Insurance Reform Bill After more than four decades under the current no-fault system, Michigan is about to see major reform for the first time since the No-Fault Automobile Insurance Law took effect in 1973.  Last week, Governor Whitmer signed a bill into law that contains a number of sweeping changes to the No Fault Act. While ...

Back to School - Insurance with Kids Away at College

School is Back in Session!   School is back in session and many people have kids going off to college.  That means a lot of changes can go on with your insurance policies, what coverage is extended and what insurance policies you can put in place to help protect your family. 

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