Top O' Michigan Insurance Solutions

COVID-19 Updates and Agency Accessibility


Coronavirus Updates - Office Closures and Accessibility

COVID-19 is presenting historic challenges for all citizens of the world and we are here ready to help.  While executive actions have been taken to reduce the spread of the virus, we understand that this has directly impacted the individuals and businesses who have placed their trust in Top O' Michigan. 

Spire America Holdings, Inc. (Top O' Michigan Solutions and Spire Insurance Solutions) has enacted our business continuity plan.  This will allow our team to continue to serve our clients without interruption throughout these unprecedented times. Due to the outbreak and confirmed cases throughout Michigan, we are refraining from walk-in visitors until May 1, 2020. 

Although we are limited social contact, we will remain open during regular business hours with 24/7 access for our clients.  We ask that you contact us at 800-686-8664 to speak with a solution provider or use the Live Chat option on our website.  We strongly recommend that our clients leverage all of the available tools and resources for self-service including 24/7 account access here.  Through these tools, you can make payments, request changes and file claims.

This is a fluid situation and we're all in this together.  You can access important COVID-19 resources and information here. We are committed to maintaining the highest level of service without interruption. If you have any questions or special requests, please do not hesitate to contact us by clicking the image below.




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Our Locations

514 N Ripley Blvd
Alpena, MI 49707

(989) 356-6133

150 State St
Hillman, MI 49746

Local: (989) 742-4574

117 S State St
Oscoda, MI 48750

Local: (989) 739-1461

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

607 S Morenci Ave
Mio, MI 48647

Local: (989) 826-3989

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

322 Bay St, Ste 1
Petoskey, MI 49770-4401

Local: (231) 347-4610

440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664