Blog
Come back often for all the latest insurance news updates.
Posted:
3 years, 4 months
ago
The Time is Finally Here!
We've been long awaiting this opportunity to upgrade our agency's operating system to a more robust, efficient program that will help us bring you better service. We won't bore you with all of the details, but wanted to inform you that this will be taking place from today, until 12/19/22. Some exciting new features you can look forward to include:
- A new and improved mobile app for all of your policy management needs including policy changes, document requests, and simple claim filing.
- The ability to schedule appointments online and meet with your account managers virtually.
- More educational material to help you, your family, and your business stay protected.
- Quicker service for you as a result of our increased efficiency with processing requests.
Please note that during this transition, all of our staff will be undergoing training so that we can hit the ground running without interruption to your insurance needs. As always, we can be reached at 800-686-8664 or by email to ClientService@TOMIA247.com
Posted:
in
Auto Insurance
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Claims
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Homeowners
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Insurance
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Loss
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Loss Control
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Michigan
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Risk Management
3 years, 8 months
ago
While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...
Posted:
3 years, 10 months
ago
Our offices will be closed on Friday, June 10th for our annual training and development session. We will be unavailable for meetings, phone conversations and email inquiries. We apologize for any disruption this may cause, and will be back in the office at 8:00AM Monday morning to serve you. In the meantime, you can check out the self-service options we ...
Posted:
in
Claims
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Insurance
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Loss
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Loss Control
3 years, 11 months
ago
Updated April 2026
When you’re shopping around for commercial insurance, you’ll likely come across the term waiver of subrogation or subrogation waiver as part of your contract terms. Read ahead to find out what this is, and if you should consider the additional coverage.
Posted:
in
Accident
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Auto Insurance
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Loss
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Loss Control
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Michigan
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Risk Management
4 years
ago
Updated April 2026
Posted:
in
Auto Insurance
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Financial
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Insurance
4 years, 1 month
ago
The Department of Insurance and Financial Services (DIFS) urges Michigan drivers to keep on the lookout for imposters pretending to be authorized personnel from the Michigan Catastrophic Claims Association, or their insurance company.
Posted:
in
Auto Insurance
,
Michigan
4 years, 1 month
ago
Recently, the Michigan Catastrophic Claims Association (MCCA) unanimously voted to return excess funds back into the pockets of Michigan drivers like yourself. Insurance carriers will be receiving the funds directly from the MCCA on 3/9/22, and have until 5/29/22 to complete the refund process. Below are answers to the most frequently asked questions about this refund, and the process of distribution. ...
Posted:
in
Health Insurance
4 years, 1 month
ago
Updated February 2026
Tags:
- water
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- insurance
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- damage
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- claim
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- Flood
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- rain
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- winter
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- storm
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- michigan
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- thaw
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- ice
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- snow
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- melt
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- spring
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- Home
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- business
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- property
,
- insurance claim
Posted:
in
Claims
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Cyber Liability
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Data Breach
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Insurance
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Loss Control
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Risk Management
,
Small Business
4 years, 3 months
ago
Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- social engineering
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- phish
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- phishing
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- employees
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- business
,
- insurance
Posted:
4 years, 3 months
ago
The last few years have been a challenge for many businesses due to a number of reasons (some more obvious than others). Some of these factors have also had a negative effect on the insurance industry after years of relative stability, which has accelerated a hardening insurance marketplace. This means that many segments of the insurance industry are becoming less ...
Tags:
- insurance
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- 2022
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- economy
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- COVID
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- pandemic
,
- premium
,
- rates
,
- liability
,
- 2020
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- bonds
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- bond
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- auto
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- alpena
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- agriculture
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- agribusiness
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- agent
,
- agency
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- business owner
,
- business owners
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- business insurance
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- cannabis
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- covid19
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- government
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- grand rapids
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- hospitality
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- hotel
,
- hillman
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- home insurance
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- cyberliability
,
- cyber liability
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- group health
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- group benefits
,
- general liability
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- gaylord
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- flooding
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- Escanaba
,
- employees
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- employer
,
- employers liability
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- entrepreneur
,
- environment
,
- data breach
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- construction
,
- coronavirus
,
- top o michigan
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- work comp
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- workplace
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- small business
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- spire america
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- pollution
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- OSHA
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- oscoda
,
- operations
,
- natural disaster
,
- michigan auto
,
- michigan auto insurance
,
- michigan insurance
,
- MI
,
- michigan