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Come back often for all the latest insurance news updates.
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Accident
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Claims
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Insurance
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Loss
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Loss Control
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Michigan
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OSHA
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Risk Management
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Small Business
2 years, 10 months
ago
Recently, I was invited to an 'Active Shooter' training with Iron Fish Distillery led by Deputy Michael Makowski of Grand Traverse County Sheriff's Office. You may be wondering, 'why would we be doing active shooter training in Northern Michigan?'. Active shooter risk is a very unfortunate reality in America which has led many businesses to prepare their teams for crisis ...
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- law enforcement
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- shooter
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- violence
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- gunman
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- work
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- business
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- safety
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- hr
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- human resources
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- michigan
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- iron fish distillery
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- traverse city
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- alpena
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- wisconsin
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- detroit
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- gaylord
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- iron river
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- petoskey
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- prepared
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- evacuation
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- Gun
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- workplace violence
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- Life
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- police
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- emergency response
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- medical
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- protection
Posted:
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Claims
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Data Breach
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Insurance
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Small Business
3 years, 1 month
ago
According to the Federal Emergency Management Agency, 40 percent of businesses never reopen after a disaster. Implementing steps to prepare for and respond to disasters can help to reduce loss. In order to protect your business from unavoidable interruptions, it is recommended that you have a plan in place.
Tags:
- business interruption
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- business income
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- income
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- disaster
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- natural disaster
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- closure
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- closed
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- risk
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- insurance
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- revenue
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- business
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- business owner
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- michigan
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- business insurance
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- liability
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- workers compensation
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- work comp
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- general liability
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- property
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- equipment
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- contractors
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- retail
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- manufacturing
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- office
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- store
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- service
Posted:
in
Claims
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Cyber Liability
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Data Breach
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Insurance
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Loss Control
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Small Business
3 years, 2 months
ago
What is social engineering? It is the art of manipulating people in an online environment, encouraging them to divulge—in good faith—sensitive, personal information, such as account numbers, passwords, or banking information. Social engineering can also take the form of the "engineer" requesting the wire transfer of monies to what the victim believes is a financial institution or person, with whom the victim ...
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- MRA
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- marijuana regulatory agency
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- social engineering
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- phish
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- phishing
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- employees
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- business
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- cannabis
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- marijuana
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- hemp
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- medical
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- medical marijuana
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- marihuana
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- dispensary
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- insurance
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- cannabiz
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- cannabusiness
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- grow
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- attestation j
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- attestation
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- transport
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- michigan
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- mmj
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- indoor grow facilities
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- extraction
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- infused
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- testing
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- smoking
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- provisioning center
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- flower
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- cbd
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- licensing
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- class a
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- class b
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- class c
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- lessors risk
Posted:
in
Claims
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Insurance
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Loss Control
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OSHA
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Risk Management
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Workers Compensation
3 years, 2 months
ago
Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite. Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...
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- OSHA
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- OSHAlogs
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- Compliance
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- employer
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- accident
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- auto dealer
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- auto repair
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- auto service
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- brewery
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- brewpubs
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- builder
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- business
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- claims
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- commercial
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- construction
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- contractor
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- coverage
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- distillery
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- entrepreneur
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- employers liability
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- loss
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- michigan
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- michigan insurance
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- insurance solution
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- insurance quote
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- insurance
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- safety
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- small business
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- restaurant
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- pollution business
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- winery
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- workers compensation
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- work comp
Posted:
in
Claims
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Home
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Homeowners
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Insurance
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Risk Management
3 years, 3 months
ago
The Michigan winters can bring a lot of rain, sleet, ice, wind, and of course snow. Depending on what side of the discussion you are on, the extra snow can bring heaps of fun or added work. Keeping your roof in good shape is truly a year-round job but it is especially important that you focus on solid roof maintenance ...
Tags:
- snow
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- winter
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- roof
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- roofing contractor
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- maintenance
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- protection
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- ice
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- ice dam
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- winter weather
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- precipitation
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- damage
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- safety
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- roofing
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- shingles
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- homeowner
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- insurance
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- michigan
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- alpena
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- traverse city
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- petoskey
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- gaylord
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- Grayling
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- marquette
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- upper peninsula
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- snowy
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- iced
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- damages
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- prevention
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- roofer home
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- house
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- building
Posted:
3 years, 7 months
ago
Health benefits costs are almost certainly going to rise in 2021. They’ve been trending upward for years—over 50% in the last decade, according to the Kaiser Family Foundation—and the current state of economic uncertainty over COVID-19 won’t slow things down. Realistically, after enduring months of business closures and managing exhausted workforces, many employers will be lucky to maintain uninterrupted operations.
Tags:
- health insurance
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- employee benefits
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- health
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- costs
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- reduce
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- savings
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- benefits
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- employee health
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- health care
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- insurance
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- business
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- business owners
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- human resources
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- small business
Posted:
in
Small Business
3 years, 9 months
ago
How can I save money on my business insurance?
Let's face it, most people want value when purchasing something. Whether that is a safe and reliable vehicle at an affordable price, quality craftsmanship in remodeling your home (without breaking the bank) or your business insurance package - quality and price are important.
Tags:
- savings
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- cheap insurance
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- save on insurance
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- business
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- save
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- insurance
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- michigan
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- traverse city
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- alpena
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- detroit
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- commercial
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- business insurance
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- commercial insurance
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- liability
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- workers compensation
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- construction
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- small business
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- petoskey
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- gaylord
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- Escanaba
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- iron river
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- marquette
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- oscoda
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- tawas
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- livonia
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- grand rapids
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- clarkston
Posted:
4 years
ago
Coronavirus Updates - Office Closures and Accessibility
COVID-19 is presenting historic challenges for all citizens of the world and we are here ready to help. While executive actions have been taken to reduce the spread of the virus, we understand that this has directly impacted the individuals and businesses who have placed their trust in Top O' Michigan.
Tags:
- Contact
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- covid19
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- COVID
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- coronavirus
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- resources
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- access
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- insurance
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- loss control
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- claims
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- risk
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- michigan
Posted:
4 years, 6 months
ago
Agency of the Month
LOOKING FOR NEW BUSINESS
Northern Michigan agency turns its sights southward
By Jenny Berner
Tags:
- insurance
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- local
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- insurance solutions
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- michigan
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- spire
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- spire america
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- rough notes
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- insurance agency
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- alpena
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- traverse city
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- petoskey
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- gaylord
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- detroit
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- marquette
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- ann arbor
Posted:
in
Accident
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Auto Insurance
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Claims
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Health Insurance
,
Insurance
,
Michigan
,
Risk Management
4 years, 8 months
ago
How will the new changes to Michigan's auto insurance affect policy holders?
As you may be aware, the new legislation passed earlier this year included a number of changes to our auto insurance in Michigan. We are continuing to actively work on getting more clarification on these changes as they develop with lawmakers and insurers. As information is gathered and ...
Tags:
- auto
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- auto insurance
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- insurance
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- reform
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- health insurance
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- michigan
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- michigan auto insurance
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- no fault
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- car
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- car insurance
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- PIP
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- legislative
