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Disability Insurance - How Much Do You Need?

Updated December 2025 How Much Disability Insurance Do You Really Need in 2025? Most people insure their home, their car, and even their phone—but forget to insure the one thing that pays for everything: their income. May is still recognized as Disability Insurance Awareness Month, making it the perfect time to talk about how you protect your ability to earn ...

The Cheapest Auto Insurance Could Be an Expensive Mistake

Updated December 2025 The Danger of Buying Insurance Based on Price Alone (2025 Edition) Insurance is one of those things you hope you never need—but when you do, it becomes one of the most important financial decisions you’ve ever made. Auto, home, and business insurance exist to protect you from major financial loss due to accidents, fire, theft, lawsuits, injury, ...

Prevent Damage from Weight of Ice & Snow and Ice Dams

Updated December 2025 Winter Roof Safety: Prevent Damage from Snow and Ice in 2025 Michigan winters are beautiful—but heavy snow, ice, and fluctuating temperatures can put serious stress on your home or commercial building. In 2025, with climate patterns bringing more intense snow events, it’s more important than ever to prepare your property and reduce the risk of damage from ...

What to do After You've Been in an Accident

Updated December 2025

What is Cyber Liability?

Updated December 2025

The Home-Sharing Basics

Updated December 2025 What You Should Know Before Home-Sharing With the rise of the gig economy, home-sharing platforms like Airbnb and Vrbo have become popular ways to earn extra income from your property. While the idea of turning your home—or even a spare room—into a revenue stream is appealing, there are important considerations homeowners need to understand before listing their ...

Who's the Boss After a Loss?

Updated December 2025 Your Duties After a Loss: What to Do in 2025 When something unexpected happens—a storm, a burst pipe, a vehicle accident, or damage to your business—your insurance is there to help you recover. That’s why individuals, families, and business owners invest in coverage year after year: to protect what matters most and manage life’s biggest risks. Insurance ...

Back to School - Insurance with Kids Away at College

updated December 2025

Home Renovations and the Impact on Your Insurance

Updated: December 2025

Clarification from OSHA on Incentive Programs and Post-Incident Drug Testing - Updated November 2025

Posted: November 2025

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Alpena
514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

Hillman
150 State St
Hillman, MI 49746

Local: (989) 742-4574

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770

Local: (231) 347-4610

Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664

Oscoda
PO Box 39
Oscoda, MI 48750-0039

Local: (989) 739-1461