Top O' Michigan Insurance Solutions

Insurance That's a Cut Above

You face unique business risks. Your business insurance should be unique, too. With a customized insurance solution for Beauty Salons, Spas and Barber Shops, you can be sure you have the protection that meets your business' needs - all at a competitive price.

The Personal Appearance Care Solution from TOMIA offers protection for businesses with these coverages:

  • General Liability
  • Professional Liability
  • Employment Practices Liability  
  • Property
  • Workers Compensation
  • Business Income and Extra Expense - Actual Loss Sustained
  • Commercial and Personal Auto
  • Umbrella
  • Utility Interruption Loss of Income
  • Cyber Liability
  • Employee Theft
  • Hired and Non-Owned Auto
  • Equipment Breakdown
  • Sign and Glass Coverage
  • Cancer / Long Term Skin Damage** 
  • Employees as Additional Insureds
  • Coverage for Independent Contractors (leased chairs)
  • Man more additional coverage options...

**Each of our partner companies have unique coverage options and are not available with all companies. 

Our Locations

514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

150 State St
Hillman, MI 49746

Local: (989) 742-4574

117 S State St
Oscoda, MI 48750

Local: (989) 739-1461

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

1170 Bay View Rd, Ste B
Petoskey, MI 49770

Local: (231) 347-4610

440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664