Top O' Michigan Insurance Solutions

Holiday Season Means Holiday Travel

Is your holiday season travel covered?

Holiday travel, and travel in general, has certainly looked different in the past year and a half. Many people have had to cancel some sort of travel plan in their lives, but it seems we've all had to cancel a few more than we'd like recently - at least I know I have. The thing is, it seems every company has a different cancellation policy and there are things that can cause us to cancel that we may have never considered. That's why it's more important than ever to make sure your travel is covered.

A lot of companies try to accommodate our travel, such as COVID-19 cancellations or they help rearrange our travel plans in the event of a strike, but some things are simply beyond their scope. Below you'll find a number of unforeseen challenges anyone can face as they travel through the holiday season (or really any time).

  • Personal/family illness or injury
    • OR if the family you're planning to see falls ill or suffers an injury
  • Property damage that delays/cancels your travel plans, such as a tree finding its way into your home
  • Jury duty
  • Lost/stolen passport for you or someone in your party
  • Military orders (thank you for your service, by the way)
  • Political/social unrest

Travel insurance can help defray or even cover the costs of cancellations. But most importantly, it can help cover medical costs that you might incur when traveling abroad. I enjoy a good adventure, but adventures can have risk of injury. Having that added protection really makes it easy for me to keep those worries out of my carry-on luggage. Give us a call (800) 686-8664 or chat with us online, we'd love to hear about where you're going on vacation and make sure that your coverage can help you enjoy it a little more.  We're here to be Your Insurance Solution Provider

For more risk management guidance or questions about your policy's coverage limits, contact us today.

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About Top O' Michigan Insurance Solutions:

At Top O’ Michigan Insurance Solutions, we pride ourselves on using our skills to provide clients with competitive pricing, stability and understanding, and peace of mind. With eight locations throughout Michigan and 24/7 client access, our team is your 'expert buyer' of insurance for home, auto, farm, boat, motorcycle, business owners, workers compensation, bonds, life and health, employee benefits and more.

We will provide unparalleled and caring service to our clients through our knowledgeable staff and give back to our employees, agency, industry and our communities. Part of our mission is to give back to the Michigan communities we serve. This is something we take action on through We Care and you can learn more about our community outreach at

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Disclaimer: This Blog/Web Site does not provide insurance or legal advice. This site is for educational purposes only as well as to provide you with general information and a general understanding of insurance, not to provide specific legal advice or specific contract advice. Viewing this site, receipt of information contained on this site, or the transmission of information from or to this site does not constitute a client relationship. 

The information on this Blog/Web Site is not intended to be a substitute for professional insurance or legal advice. Always seek the advice of a licensed agent in your state pertaining to insurance and legal issues.




Our Locations

514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

150 State St
Hillman, MI 49746

Local: (989) 742-4574

117 S State St
Oscoda, MI 48750

Local: (989) 739-1461

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

607 S Morenci Ave
Mio, MI 48647

Local: (989) 826-3989

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

322 Bay St, Ste 1
Petoskey, MI 49770-4401

Local: (231) 347-4610

440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664