(800) 686-8664    

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    Outfitters and Guides

    To request a quote for your outdoor adventure business, complete this form. 

    One of the most important things you do is to make sure your clients enjoy a safe and unique outdoor experience.  However, it is equally as important that your business is properly protected so you're equipped to handle unexpected situations that may cause damage to your property or injury to your clients.  

    Because your business is unique, it deserves specialized attention.  It is important to choose an insurance company that understands these needs and can provide the proper coverages for your business.  Top O' Michigan Insurance Solutions is dedicated to providing you with an affordable insurance product designed especially for your needs.  

    Outdoor Adventure Program

    This program is designed exclusively for the needs of organizations active in outdoor recreation including:

    • Fishing Guides 
    • Hunting Guides
    • Boat/Canoe Rental
    • Hunting Preserves
    • Rod and Gun Clubs
    • Sportsmen's Clubs
    • Rifle and Pistol Ranges
    • Archery Ranges
    • Wildlife Conservation Clubs 
    • Special Events
    • And more...

    Coverage Highlights

    These critical coverages are available specifically for this program:

    • Fishing and Hunting Equipment
    • Boats, Motors, Trailers
    • Fishing, Hunting, Camping Supplies
    • Personal Property of Others
    • Business Income
    • Property In Transit
    • Employee Theft
    • Emergency Vacating Expense
    • Equipment Breakdown
    • General Liability
    • Professional Liability - Professional services in teaching gun safety or other courses
    • Sports Participant Legal Liability - Covers hunting, shooting, archery if a participant sues (despite having signed a waiver)
    • Medical Payments
    • Abuse and Molestation
    • Employment Practices Liability
    • Business Auto
    • Not-For-Profit Directors & Officers
    • Workers Compensation
    • Commercial Umbrella

    Our Locations

    Alpena
    514 N Ripley Blvd
    Alpena, MI 49707

    (989) 356-6133

    Hillman
    150 State St
    Hillman, MI 49746

    Local: (989) 742-4574

    Oscoda
    117 S State St
    Oscoda, MI 48750

    Local: (989) 739-1461

    Traverse City
    3183 Logan Valley Rd
    Traverse City, MI 49684

    Local: (231) 947-1164

    Mio
    607 S Morenci Ave
    Mio, MI 48647

    Local: (989) 826-3989

    Iron River
    117 W Genesee St, Ste 1
    Iron River, MI 49935

    Local: (906) 265-5137

    Petoskey
    455 Bay St, Ste C
    Petoskey, MI 49770

    Local: (231) 347-4610

    Gaylord
    440 W Main St, Ste F
    Gaylord, MI 49735-1401

    Local: (989) 705-8664