May, 2025

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HVAC Contractors: A Complete Guide to Workers’ Comp & General Liability in Michigan

Posted: in Commercial Insurance , Construction , Contractors , Insurance , Michigan , Small Business , Workers Compensation 6 days, 18 hours ago

If you’re an HVAC contractor in Traverse City, Alpena, Petoskey or anywhere across northern Michigan, you know that staying compliant and protected isn’t just smart — it’s essential. Between tight project deadlines, climbing ladders, and handling costly equipment, accidents can (and do) happen.

How Cyber Insurance Saved a Michigan Business from a $27,000 Loss

Posted: in Claims , Commercial Insurance , Cyber Liability , Data Breach , Michigan , Risk Management , Small Business 4 weeks, 1 day ago

The Importance of Cyber Insurance for Small Businesses: A Real-Life Example Cybercrime is on the rise, and small businesses are particularly vulnerable. When a rural broadband provider in Michigan fell victim to a sophisticated email scam, they lost over $27,000. But thanks to their proactive investment in cyber insurance, they were able to recover quickly. Cyber insurance can protect your ...

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