Samantha, one of our amazing Client Service Specialists, wrote this valuable blog.
How much builders' risk coverage do you really need?
When it comes to insurance, timing is everything. Most people assume they can file a claim when it's convenient—but that’s not how insurance policies work. In fact, one of the most common reasons claims are denied is because they weren't reported quickly enough.
When was the last time you sat down and read through your insurance policy? If you did, how much of it made sense without a dictionary or legal training? For most people, insurance policy language feels overwhelming, filled with legal jargon, and loaded with fine print that makes you wonder, “Is this even designed for me to understand?”
If you’re in construction or managing a build, there’s a good chance you’ve heard these two terms tossed around:
Builders risk insurance is designed to protect your project from the unexpected—but what if you buy the policy and still end up exposed? That happens more often than you’d think. Why? Because there are common mistakes builders, developers, and even experienced project managers make when purchasing coverage. Here’s the good news:
Alpena
514 N Ripley Blvd
Alpena, MI 49707
Local: (989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664
Oscoda
PO Box 39
Oscoda, MI 48750-0039
Local: (989) 739-1461
