Best Contractors Insurance in Michigan:
Real Costs, Real Coverage, No “Call for a Quote” Games
If you’re a Michigan contractor trying to figure out what insurance actually costs, you’ve probably run into the same problem over and over again.
Before Your Renovations or New Construction in Northern Michigan: Builders Risk & Insurance Mistakes to Avoid
Across Northern Michigan—whether you’re a contractor, manufacturer, healthcare organization, municipality, or growing family-owned business—expansion usually means one thing:
Builder’s Risk Insurance: Why Timing Matters & Key Coverage Enhancements You Shouldn’t Miss
Tyler, our Vice President here at Top O' Michigan, shares his experience about his recent renovation and parallel between contractors and insurance brokers: it's about WHO you choose for the job.
How much builders' risk coverage do you really need?
If you’re in construction or managing a build, there’s a good chance you’ve heard these two terms tossed around:
Builders risk insurance is designed to protect your project from the unexpected—but what if you buy the policy and still end up exposed? That happens more often than you’d think. Why? Because there are common mistakes builders, developers, and even experienced project managers make when purchasing coverage. Here’s the good news:
Top 7 Extras You Should Add to Your Builders Risk Policy
Don’t Just “Check the Box”—Here’s How to Get Real Protection for Your Construction Project
Everything You Need to Know Before Starting Your Construction Project
If you're an HVAC contractor in Michigan, your business relies on vehicles to keep jobs moving. Whether you're hauling tools across town or responding to a no-heat emergency in January, your wheels are your livelihood. But are you fully protected on the road?
Alpena
514 N Ripley Blvd
Alpena, MI 49707
Local: (989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664
Oscoda
PO Box 39
Oscoda, MI 48750-0039
Local: (989) 739-1461
