Insurance
Posted:
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Commercial Insurance
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Disability Insurance, Financial, Medical, Health
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Health Insurance
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Insurance
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Operations
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Risk Management
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Small Business
9 months, 3 weeks
ago
In the world of retail, Costco stands out as a beacon of success, known for its unique business model that prioritizes customer value and loyalty. As an independent insurance agency, Top O' Michigan Insurance Solutions shares many of Costco's winning strategies (even down to the hot dogs). Now, I'm not claiming to be Costco but let's explore how we apply ...
Tags:
- insurance
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- costco
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- community
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- michigan
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- traverse city
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- alpena
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- gaylord
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- petoskey
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- marquette
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- Grayling
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- oscoda
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- Escanaba
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- local
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- client service
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- retention
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- business
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- personal insurance
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- health insurance
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- group benefits
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Hotels
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Insurance
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Loss Control
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Michigan
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Risk Management
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Small Business
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Workers Compensation
9 months, 4 weeks
ago
Facing rejection from insurers? Discover how savvy hoteliers are finding coverage in a market where "uninsurable" is becoming the norm.
In today's volatile market, many hoteliers are facing a nightmare scenario: insurance companies are increasingly reluctant to provide coverage, leaving properties vulnerable and owners scrambling. If you're hearing "no" more often than "yes" from insurers, you're not alone. Here's how ...
Tags:
- hotel
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- insurance
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- business
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- hotels
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- Motels
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- hospitality
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- checklist
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- insurability
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- crisis
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- business owners
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- cheap insurance
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- best hotel insurance
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- best motel insurance
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- traverse city
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- gaylord
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- alpena
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- petoskey
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- grand rapids
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- lansing
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- detroit
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- tawas
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- west branch
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- mackinaw city
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- Mackinac
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- marquette
Posted:
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Claims
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Cyber Liability
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Data Breach
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Financial
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Insurance
,
Loss Control
11 months, 2 weeks
ago
The CrowdStrike Outage: A Wake-Up Call for Cyber Liability Insurance
Tags:
- CrowdStrike
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- cyber
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- insurance
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- Global
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- data
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- cyber liability
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- Security
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- Technology
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- business
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- Loss of Income
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- Services
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- cybersecurity
Posted:
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Auto Insurance
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Claims
,
Financial
,
Hotels
,
Insurance
,
Loss Control
,
Michigan
,
Workers Compensation
11 months, 3 weeks
ago
Wondering why your insurance costs keep climbing? Learn the real reasons behind the price hikes and discover actionable steps to mitigate risks and control costs.
The Perfect Storm: Why are insurance costs rising for hotels?
The hotel insurance market is in crisis. Costs are skyrocketing, coverage is scarce, and hoteliers are struggling to stay afloat. This perfect storm of challenges ...
Tags:
- hospitality
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- michigan
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- hotels
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- insurance
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- Price
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- Increase
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- claims
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- Motels
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- resorts
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- disaster
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- loss
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- liability
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- hotelier
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- coverage
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- affordable insurance
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- challenges
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- success
Posted:
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Auto Insurance
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Financial
,
Insurance
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Michigan
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Small Business
1 year, 11 months
ago
Auto insurance can be complex, especially for Michigan residents. With changing laws, various coverage options, and annual assessment fees like the MCCA deficit recoupment fee, understanding the factors influencing auto insurance costs is essential. In this blog post, we will simplify the concept of the deficit recoupment fee and explain how it affects Michigan drivers' auto insurance expenses. We will ...
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Auto Insurance
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Claims
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Homeowners
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Insurance
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Loss
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Loss Control
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Michigan
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Risk Management
2 years, 10 months
ago
While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...
Posted:
in
Claims
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Insurance
,
Loss
,
Loss Control
3 years, 1 month
ago
When you’re shopping around for commercial insurance, you’ll likely come across the term waiver of subrogation or subrogation waiver as part of your contract terms. Read ahead to find out what this is, and if you should consider the additional coverage.
Posted:
in
Auto Insurance
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Financial
,
Insurance
3 years, 3 months
ago
The Department of Insurance and Financial Services (DIFS) urges Michigan drivers to keep on the lookout for imposters pretending to be authorized personnel from the Michigan Catastrophic Claims Association, or their insurance company.
Posted:
in
Claims
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Cyber Liability
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Data Breach
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Insurance
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Loss Control
,
Risk Management
,
Small Business
3 years, 5 months
ago
Earlier this year, we shared a general outlook on the insurance market for 2022. The insurance market has been hardening after years of relative stability. We'll continue to dive in on specific coverages to share a bit on how they have been impacted, what to expect for 2022 and how you can best prepare your business.
Tags:
- cyber
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- data
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- privacy
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- phising
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- cyber criminal
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- liability
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- cybercrime
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- crime
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- cyber liability
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- cyberliability
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- social engineering
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- phish
,
- phishing
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- employees
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- business
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- insurance
Posted:
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Claims
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Home
,
Homeowners
,
Insurance
,
Risk Management
3 years, 8 months
ago
Winterize your home and make sure you're covered!
Winter weather is coming, regardless of how much we dream of sunshine and beach days. That's why it's important to make sure all areas of your property are ready for low temps, high winds, and ice and snow accumulation. Below, we've collected a few tips to help fight off damage from brutal ...
