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The Home-Sharing Basics

What You Should Know Before Home-Sharing? By now, you have probably heard of the popularity in ride-sharing (Uber, Lyft) and home-sharing (Airbnb).   Maybe you have even considered joining one of these home-sharing websites to earn some extra money.  However, there are a number of risks that homeowners should be aware of before entering into any of these activities.  

Who's the Boss After a Loss?

Your Duties After a Loss As insurance professionals, we're in the business to pay claims.  After all, that is why individuals, families and business owners invest money each year - to manage the risks that face them.  An insurance policy is called a "conditional contract".  This means that if the insured does X , the insurer will do Y (protect ...

Back to School - Insurance with Kids Away at College

School is Back in Session!   School is back in session and many people have kids going off to college.  That means a lot of changes can go on with your insurance policies, what coverage is extended and what insurance policies you can put in place to help protect your family. 

Clarification from OSHA on Incentive Programs and Post-Incident Drug Testing

Incentive programs, post-incident drug testing not prohibited under electronic recordkeeping rule – Clarification from OSHA Nov. 7, 2018

Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data

Recently, the Trump administration along with OSHA has made the decision to roll back part of their Improve Tracking of Workplace Injuries and Illnesses final rule.  With this change, employers no longer need to electronically submit the 300 or 301 forms but must still comply with the submission of Form 300A.  

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Iron River, MI 49935

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