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Are You Prepared for an Active Shooter Incident?

Updated January 2026 Active Shooter Preparedness: What Businesses Need to Know in 2025 Recently, I was invited to participate in an Active Shooter Preparedness Training hosted by Iron Fish Distillery and led by Deputy Michael Makowski of the Grand Traverse County Sheriff’s Office. It sparked an important question we hear often:

How Can I Save Money on My Business Insurance?

Updated December 2025 How Can You Save Money on Business Insurance in 2025? Running a business in 2025 means balancing rising costs, evolving risks, and tighter margins. Whether you’re investing in new equipment, expanding your team, or adopting new technology, value matters—and that includes your business insurance.

Auto Insurance Reform Bill Passed

Updated December 2025 Michigan Auto Insurance Reform: What It Means for Drivers in 2025 Michigan’s auto insurance landscape permanently changed when lawmakers passed historic No-Fault Auto Insurance Reform—the first major overhaul since the original law took effect in 1973. While the bill was signed into law in 2019 and officially implemented in 2020, many of its long-term impacts are still ...

Disability Insurance - How Much Do You Need?

Updated December 2025 How Much Disability Insurance Do You Really Need in 2025? Most people insure their home, their car, and even their phone—but forget to insure the one thing that pays for everything: their income. May is still recognized as Disability Insurance Awareness Month, making it the perfect time to talk about how you protect your ability to earn ...

The Home-Sharing Basics

Updated December 2025 What You Should Know Before Home-Sharing With the rise of the gig economy, home-sharing platforms like Airbnb and Vrbo have become popular ways to earn extra income from your property. While the idea of turning your home—or even a spare room—into a revenue stream is appealing, there are important considerations homeowners need to understand before listing their ...

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Alpena, MI 49707

 Local: (989) 356-6133

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Hillman, MI 49746

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3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

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Iron River, MI 49935

Local: (906) 265-5137

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Petoskey, MI 49770

Local: (231) 347-4610

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Gaylord, MI 49735-1401

Local: (989) 705-8664

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PO Box 39
Oscoda, MI 48750-0039

Local: (989) 739-1461