safety

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Are You Prepared for an Active Shooter Incident?

Posted: in Accident , Claims , Insurance , Loss , Loss Control , Michigan , OSHA , Risk Management , Small Business 4 years, 6 months ago

Recently, I was invited to an 'Active Shooter' training with Iron Fish Distillery  led by Deputy Michael Makowski of Grand Traverse County Sheriff's Office. You may be wondering, 'why would we be doing active shooter training in Northern Michigan?'. Active shooter risk is a very unfortunate reality in America which has led many businesses to prepare their teams for crisis ...

Important Dates for OSHA Recordkeeping

Posted: in Claims , Insurance , Loss Control , OSHA , Risk Management , Workers Compensation 4 years, 11 months ago

Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite.  Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...

4 Tips for Winter Roof Maintenance

Posted: in Claims , Home , Homeowners , Insurance , Risk Management 5 years ago

Updated December 2025 Winter Roof Maintenance Tips to Protect Your Home in Michigan (2025 Guide) Michigan winters are nothing if not unpredictable. Heavy snow, freezing rain, sleet, high winds, and rapid temperature swings are now common—sometimes all in the same week. While extra snowfall can be great for winter recreation, it also places serious stress on residential and commercial roofs.

Auto Insurance Reform Bill Passed

Posted: in Auto Insurance , Claims , Financial , Health Insurance , Michigan 6 years, 7 months ago

Updated December 2025 Michigan Auto Insurance Reform: What It Means for Drivers in 2025 Michigan’s auto insurance landscape permanently changed when lawmakers passed historic No-Fault Auto Insurance Reform—the first major overhaul since the original law took effect in 1973. While the bill was signed into law in 2019 and officially implemented in 2020, many of its long-term impacts are still ...

Prevent Damage from Weight of Ice & Snow and Ice Dams

Posted: in Claims , Home , Homeowners , Insurance , Loss , Loss Control , Michigan 6 years, 10 months ago

Updated December 2025 Winter Roof Safety: Prevent Damage from Snow and Ice in 2025 Michigan winters are beautiful—but heavy snow, ice, and fluctuating temperatures can put serious stress on your home or commercial building. In 2025, with climate patterns bringing more intense snow events, it’s more important than ever to prepare your property and reduce the risk of damage from ...

What to do After You've Been in an Accident

Posted: in Accident , Insurance 6 years, 10 months ago

Updated December 2025

The Home-Sharing Basics

Posted: in Claims , Home , Home Sharing , Homeowners , Insurance , Vacation 6 years, 10 months ago

Updated December 2025 What You Should Know Before Home-Sharing With the rise of the gig economy, home-sharing platforms like Airbnb and Vrbo have become popular ways to earn extra income from your property. While the idea of turning your home—or even a spare room—into a revenue stream is appealing, there are important considerations homeowners need to understand before listing their ...

Who's the Boss After a Loss?

Posted: in Accident , Claims , Home , Insurance , Loss , Small Business 6 years, 10 months ago

Updated December 2025 Your Duties After a Loss: What to Do in 2025 When something unexpected happens—a storm, a burst pipe, a vehicle accident, or damage to your business—your insurance is there to help you recover. That’s why individuals, families, and business owners invest in coverage year after year: to protect what matters most and manage life’s biggest risks. Insurance ...

Back to School - Insurance with Kids Away at College

Posted: in Auto Insurance , Claims , Homeowners , Insurance , Renters Insurance 6 years, 10 months ago

updated December 2025

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