While many back-to-school checklists exist, most fail to mention the importance of checking in with your insurance agent. Whether your scholar is attending a big name Ivy League school, or the local community college this fall, you will want to address this life milestone with your agent before it’s too late. Read on for some tips on tying up any ...
When you’re shopping around for commercial insurance, you’ll likely come across the term waiver of subrogation or subrogation waiver as part of your contract terms. Read ahead to find out what this is, and if you should consider the additional coverage.
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel.
Updated January 2026
What to Do After a Loss: A Step-by-Step Insurance Claims Guide (Updated for 2026)
Experiencing property damage, an auto accident, a workplace injury, or a liability claim can be overwhelming. After ensuring everyone’s safety and receiving any necessary medical care, many people are left wondering:
Updated January 2026
Rising Construction Costs: Why Your Insurance Coverage Matters More Than Ever in 2025
By now, most homeowners and business owners are well aware that construction costs remain significantly higher than they were just a few years ago. While prices have stabilized in some areas, material and labor costs are still elevated—and that reality has important implications for ...
Updated January 2026
Active Shooter Preparedness: What Businesses Need to Know in 2025
Recently, I was invited to participate in an Active Shooter Preparedness Training hosted by Iron Fish Distillery and led by Deputy Michael Makowski of the Grand Traverse County Sheriff’s Office. It sparked an important question we hear often:
Updated December 2025
How Much Disability Insurance Do You Really Need in 2025?
Most people insure their home, their car, and even their phone—but forget to insure the one thing that pays for everything: their income. May is still recognized as Disability Insurance Awareness Month, making it the perfect time to talk about how you protect your ability to earn ...
Updated December 2025
The Danger of Buying Insurance Based on Price Alone (2025 Edition)
Insurance is one of those things you hope you never need—but when you do, it becomes one of the most important financial decisions you’ve ever made. Auto, home, and business insurance exist to protect you from major financial loss due to accidents, fire, theft, lawsuits, injury, ...
Updated December 2025
Winter Roof Safety: Prevent Damage from Snow and Ice in 2025
Michigan winters are beautiful—but heavy snow, ice, and fluctuating temperatures can put serious stress on your home or commercial building. In 2025, with climate patterns bringing more intense snow events, it’s more important than ever to prepare your property and reduce the risk of damage from ...
Updated December 2025
Your Duties After a Loss: What to Do in 2025
When something unexpected happens—a storm, a burst pipe, a vehicle accident, or damage to your business—your insurance is there to help you recover. That’s why individuals, families, and business owners invest in coverage year after year: to protect what matters most and manage life’s biggest risks. Insurance ...
Alpena
514 N Ripley Blvd
Alpena, MI 49707
Local: (989) 356-6133
Hillman
150 State St
Hillman, MI 49746
Local: (989) 742-4574
Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684
Local: (231) 947-1164
Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935
Local: (906) 265-5137
Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770
Local: (231) 347-4610
Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401
Local: (989) 705-8664
Oscoda
PO Box 39
Oscoda, MI 48750-0039
Local: (989) 739-1461
