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The Home-Sharing Basics

What You Should Know Before Home-Sharing? By now, you have probably heard of the popularity in ride-sharing (Uber, Lyft) and home-sharing (Airbnb).   Maybe you have even considered joining one of these home-sharing websites to earn some extra money.  However, there are a number of risks that homeowners should be aware of before entering into any of these activities.  

Who's the Boss After a Loss?

Your Duties After a Loss As insurance professionals, we're in the business to pay claims.  After all, that is why individuals, families and business owners invest money each year - to manage the risks that face them.  An insurance policy is called a "conditional contract".  This means that if the insured does X , the insurer will do Y (protect ...

Back to School - Insurance with Kids Away at College

School is Back in Session!   School is back in session and many people have kids going off to college.  That means a lot of changes can go on with your insurance policies, what coverage is extended and what insurance policies you can put in place to help protect your family. 

Clarification from OSHA on Incentive Programs and Post-Incident Drug Testing

Incentive programs, post-incident drug testing not prohibited under electronic recordkeeping rule – Clarification from OSHA Nov. 7, 2018

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514 N Ripley Blvd
Alpena, MI 49707

 Local: (989) 356-6133

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150 State St
Hillman, MI 49746

Local: (989) 742-4574

Traverse City
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Iron River
117 W Genesee St, Ste 1
Iron River, MI 49935

Local: (906) 265-5137

Petoskey
1170 Bay View Rd, Ste B
Petoskey, MI 49770

Local: (231) 347-4610

Gaylord
440 W Main St, Ste F
Gaylord, MI 49735-1401

Local: (989) 705-8664