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Accident


Life Insurance 101: Protecting What Matters Most

Life moves quickly. One day you’re planning for the future, and the next you’re navigating unexpected challenges. While we can’t always predict what’s ahead, we can prepare for it. That’s where life insurance comes in.

April is Distracted Driving Awareness Month!

The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel.

Your Vehicle Gets Cold, Too

Make sure your vehicle is ready for the winter with these tips! Winter can be a scary time to drive. There’s low temperatures, snow and ice, and holiday traffic, all of which make winter a bit more dangerous for driving. Santa Claus figured out how to safely drive in the snow, and you can too with these helpful tips to ...

How Much Liability Insurance Is Enough?

Updated January 2026

What to do in the Event of a Claim

Updated January 2026 What to Do After a Loss: A Step-by-Step Insurance Claims Guide (Updated for 2026) Experiencing property damage, an auto accident, a workplace injury, or a liability claim can be overwhelming. After ensuring everyone’s safety and receiving any necessary medical care, many people are left wondering:

Are You Prepared for an Active Shooter Incident?

Updated January 2026 Active Shooter Preparedness: What Businesses Need to Know in 2025 Recently, I was invited to participate in an Active Shooter Preparedness Training hosted by Iron Fish Distillery and led by Deputy Michael Makowski of the Grand Traverse County Sheriff’s Office. It sparked an important question we hear often:

Navigating Michigan No-Fault Reform

Updated December 2025 How Michigan Auto Insurance Reform Affects Policyholders Today Michigan’s auto insurance reform was one of the most significant changes to the state’s no-fault system in nearly 50 years. While much of the original legislation took effect in 2020, the real-world impact has continued to evolve as insurers, regulators, and courts clarified how the law applies to everyday ...

Disability Insurance - How Much Do You Need?

Updated December 2025 How Much Disability Insurance Do You Really Need in 2025? Most people insure their home, their car, and even their phone—but forget to insure the one thing that pays for everything: their income. May is still recognized as Disability Insurance Awareness Month, making it the perfect time to talk about how you protect your ability to earn ...

The Cheapest Auto Insurance Could Be an Expensive Mistake

Updated December 2025 The Danger of Buying Insurance Based on Price Alone (2025 Edition) Insurance is one of those things you hope you never need—but when you do, it becomes one of the most important financial decisions you’ve ever made. Auto, home, and business insurance exist to protect you from major financial loss due to accidents, fire, theft, lawsuits, injury, ...

What to do After You've Been in an Accident

Updated December 2025

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Alpena, MI 49707

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Hillman, MI 49746

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Traverse City, MI 49684

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Iron River, MI 49935

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Petoskey, MI 49770

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Gaylord, MI 49735-1401

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Oscoda, MI 48750-0039

Local: (989) 739-1461