Claims

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Your Vehicle Gets Cold, Too

Posted: in Accident , Auto Insurance , Claims 4 years, 4 months ago

Updated February 2026

Holiday Season Means Holiday Travel

Posted: in Claims , Vacation 4 years, 5 months ago

Is your holiday season travel covered? Holiday travel, and travel in general, has certainly looked different in the past year and a half. Many people have had to cancel some sort of travel plan in their lives, but it seems we've all had to cancel a few more than we'd like recently - at least I know I have. The ...

Winter is Coming, Are You Prepared?

Posted: in Claims , Home , Homeowners , Insurance , Risk Management 4 years, 5 months ago

(Updated January 2026) Winterize Your Home — and Make Sure You’re Covered Winter in Michigan is a given — even when we’d rather be thinking about sunshine and beach days. With colder temperatures, heavier snow events, ice, and stronger wind patterns becoming more common, it’s more important than ever to prepare your home and make sure your insurance coverage is ...

How Much Liability Insurance Is Enough?

Posted: in Accident , Claims , Homeowners , Insurance 4 years, 7 months ago

Updated January 2026

What to do in the Event of a Claim

Posted: in Accident , Auto Insurance , Claims , Home , Homeowners , Insurance , Loss , Risk Management , Small Business , Workers Compensation 4 years, 8 months ago

Updated January 2026 What to Do After a Loss: A Step-by-Step Insurance Claims Guide (Updated for 2026) Experiencing property damage, an auto accident, a workplace injury, or a liability claim can be overwhelming. After ensuring everyone’s safety and receiving any necessary medical care, many people are left wondering:

How Does the Increase in Cost of Construction Impact Your Insurance?

Posted: in Claims , Home , Homeowners , Loss , Risk Management 4 years, 9 months ago

Updated January 2026 Rising Construction Costs: Why Your Insurance Coverage Matters More Than Ever in 2025 By now, most homeowners and business owners are well aware that construction costs remain significantly higher than they were just a few years ago. While prices have stabilized in some areas, material and labor costs are still elevated—and that reality has important implications for ...

Are You Prepared for an Active Shooter Incident?

Posted: in Accident , Claims , Insurance , Loss , Loss Control , Michigan , OSHA , Risk Management , Small Business 4 years, 10 months ago

Updated January 2026 Active Shooter Preparedness: What Businesses Need to Know in 2025 Recently, I was invited to participate in an Active Shooter Preparedness Training hosted by Iron Fish Distillery and led by Deputy Michael Makowski of the Grand Traverse County Sheriff’s Office. It sparked an important question we hear often:

Six Steps to Minimize Business Interruptions

Posted: in Claims , Data Breach , Insurance , Small Business 5 years, 1 month ago

Updated January 2026 Business Interruption Planning in 2025: How to Protect Your Business Before a Disruption Happens According to the Federal Emergency Management Agency (FEMA), nearly 40% of businesses never reopen after a disaster. In 2025, disasters don’t just mean fires or storms—they include cyberattacks, utility failures, supply chain breakdowns, workforce disruptions, and government-mandated shutdowns.

Is My Business a Target for Social Engineering Fraud and Cyber Crime?

Posted: in Claims , Cyber Liability , Data Breach , Insurance , Loss Control , Small Business 5 years, 2 months ago

Updated December 2025

Important Dates for OSHA Recordkeeping

Posted: in Claims , Insurance , Loss Control , OSHA , Risk Management , Workers Compensation 5 years, 2 months ago

Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically in in addition to displaying the forms in a prominent place at the worksite.  Failure to meet comply with these recordkeeping requirements and deadlines can result in OSHA penalties and more detailed recordkeeping. Let's take a closer look at these important ...

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